HCMT vs VTI

HCMT vs VTI

Which is better, HCMT or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHCMTVTI
Expense Ratio1.18%0.03%Best
AUM$588M$666.9B
Dividend Yield0.58%1.03%
Holdings5093,543
YTD Return+7.24%+12.57%Best
1Y Return+15.20%+17.22%Best
3Y Return (annualized)+18.73%+20.87%Best
5Y Return (annualized)-+11.86%
Volatility (annualized)24.4%13.1%Best
Max Drawdown-36.3%-19.3%Best
$10,000 over 3.2 years$16,864$17,989Best
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 22, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 22, 2023 to Sep 11, 2026 (3.2 years).

HCMT vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.

HCMT vs VTI Performance

Direxion HCM Tactical Enhanced US ETF (HCMT) is an ETF from Direxion Shares ETF Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HCMT returned +15.20% while VTI returned +17.22%. Year to date, HCMT is up 7.24% versus a gain of 12.57% for VTI.

Over three years, HCMT compounded at +18.73% per year against +20.87% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

HCMT has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.3% for HCMT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HCMT charges 1.18% per year while VTI charges 0.03%. On a $10,000 position that is $118 vs $3 annually, a gap of $115 per year that compounds over a long holding period. On income, HCMT currently yields 0.58% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 505 holdings in HCMT and 2,787 in VTI, totalling 88.2% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 444 positions appear in both.

444 positions in common, counted across the 505 positions we hold weights for in HCMT and 2,787 in VTI, against full books of 509 and 3,543.

Top Shared Holdings

StockWeight in HCMTWeight in VTIDifference
NVDANvidia Corp.6.18%6.32%0.14%
AAPLApple, Inc5.47%5.84%0.37%
MSFTMicrosoft Corp 4.100 Feb 06 374.41%3.81%0.60%
AMZNAmazon.Com Inc3.27%3.17%0.10%
GOOGLAlphabet A Usd 0.0012.67%2.88%0.21%
AVGOBroadcom Inc2.38%2.46%0.08%
GOOGAlphabet Inc2.13%2.27%0.14%
MUMicron Technology, Inc.1.21%1.79%0.58%
TSLATesla Inc1.11%1.63%0.52%
LLYEli Lilly & Co.1.06%1.40%0.34%

You are not choosing between two funds in isolation.

Whichever of HCMT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HCMTVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HCMT or VTI?

HCMT has an expense ratio of 1.18% while VTI charges 0.03%. VTI is the cheaper option, by $115 a year on a $10,000 investment.

Which performed better, HCMT or VTI?

Over the past year HCMT returned +15.20% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HCMT or VTI?

HCMT has been the more volatile fund at 24.4% annualized versus 13.1% for VTI. Worst drawdown: HCMT -36.3% vs VTI -19.3%.

Should I hold both HCMT and VTI?

HCMT and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HCMT or VTI?

HCMT yields 0.58% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than HCMT?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.