HRTS vs VTI
Tema Heart & Health ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. HRTS delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HRTS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $56M | $666.9B | |
| Dividend Yield | 1.30% | 1.07% | |
| Holdings | 45 | 3,543 | |
| YTD Return | +8.06% | +12.65% | |
| 1Y Return | +31.67% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 17.6% | 15.3% | |
| Max Drawdown | -24.7% | -56.6% | |
| Fund Family | Tema Global Limited | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 20, 2023 | May 24, 2001 |
HRTS vs VTI Performance
Tema Heart & Health ETF (HRTS) is a ETF from Tema Global Limited and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HRTS returned +31.67% while VTI returned +21.39%. Year to date, HRTS is up 8.06% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
HRTS has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.7% for HRTS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HRTS charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, HRTS currently yields 1.30% against 1.07% for VTI.
Holdings Overlap
HRTS and VTI share 33 holdings out of 2798 unique holdings combined, representing a 6.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HRTS or VTI?
HRTS has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, HRTS or VTI?
Over the past year HRTS returned +31.67% vs +21.39% for VTI, so HRTS leads on 1-year performance. Over the longest common window we track (3 years), HRTS annualized +15.86% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, HRTS or VTI?
HRTS has been the more volatile fund at 17.6% annualized versus 15.3% for VTI. Worst drawdown: HRTS -24.7% vs VTI -56.6%.
Should I hold both HRTS and VTI?
HRTS and VTI have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HRTS and VTI?
HRTS and VTI share 33 common holdings with a 6.4% weight overlap. Combined, they hold 2798 unique securities.
Which pays a higher dividend, HRTS or VTI?
HRTS yields 1.30% while VTI yields 1.07%, so HRTS currently pays the higher dividend yield.
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