HRTS vs VTI
Tema Heart & Health ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HRTS or VTI?
Each has led over a different period.
VTI has a lower expense ratio. HRTS led over 1Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HRTS | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $56M | $666.9B |
| Dividend Yield | 1.27% | 1.03% |
| Holdings | 45 | 3,543 |
| YTD Return | +2.25% | +12.30%Best |
| 1Y Return | +19.92%Best | +16.08% |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 17.4% | 12.1%Best |
| Max Drawdown | -24.7% | -19.3%Best |
| $10,000 over 2.8 years | $14,133 | $17,271Best |
| Top 10 Weight | 47.9% | 33.3%Best |
| Fund Family | Tema Global Limited | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 20, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 21, 2023 to Sep 18, 2026 (2.8 years).
HRTS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
HRTS vs VTI Performance
Tema Heart & Health ETF (HRTS) is an ETF from Tema Global Limited and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HRTS returned +19.92% while VTI returned +16.08%. Year to date, HRTS is up 2.25% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HRTS has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.7% for HRTS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HRTS charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, HRTS currently yields 1.27% against 1.03% for VTI.
Holdings Overlap
80.0% of HRTS's money is in holdings VTI also owns. 6.5% of VTI's money is in holdings HRTS also owns.
Most of HRTS is already inside VTI. Owning both mostly buys the same companies twice.
35 positions in common, counted across the 45 positions we hold weights for in HRTS and 3,463 in VTI, against full books of 45 and 3,543.
What only one of them owns
Our book lists 1,120 positions for VTI that do not appear in our book for HRTS (90.9% of the fund), and 1 for HRTS that do not appear in VTI (1.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in HRTS | Weight in VTI | Difference |
|---|---|---|---|
| LLYEli Lilly & Co. | 10.91% | 1.35% | 9.56% |
| UNHUnitedhealth Group Incorporated | 5.06% | 0.52% | 4.54% |
| TMOThermo Fisherscientific Inc. | 4.95% | 0.30% | 4.65% |
| MRKMerck & Company Inc | 4.33% | 0.45% | 3.88% |
| JNJJohnson & Johnson - Common | 3.86% | 0.86% | 3.00% |
| RVMDRevolution Medicines Inc | 3.67% | 0.05% | 3.62% |
| CYTKCytokinetics Inc | 3.50% | 0.01% | 3.49% |
| GILDGilead Sciences | 3.13% | 0.22% | 2.91% |
| ABTAbbott Laboratories | 3.03% | 0.26% | 2.77% |
| VRTXNvaesrtex Pharmaceuticals Inc | 3.02% | 0.17% | 2.85% |
80.0% of HRTS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HRTS or VTI?
HRTS has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, HRTS or VTI?
Over the past year HRTS returned +19.92% vs +16.08% for VTI, so HRTS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HRTS or VTI?
HRTS has been the more volatile fund at 17.4% annualized versus 12.1% for VTI. Worst drawdown: HRTS -24.7% vs VTI -19.3%.
Should I hold both HRTS and VTI?
HRTS and VTI have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HRTS and VTI?
80.0% of HRTS's money is in holdings VTI also owns. 6.5% of VTI's is in holdings HRTS also owns. They hold 35 positions in common, counted across the 45 positions we hold weights for in HRTS and 3,463 in VTI.
Which pays a higher dividend, HRTS or VTI?
HRTS yields 1.27% while VTI yields 1.03%, so HRTS currently pays the higher dividend yield.
Is VTI better than HRTS?
VTI has a lower expense ratio. HRTS led over 1Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.