Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. HUSV offers more diversification with 101 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: HUSV

Side-by-Side Comparison

MetricHUSVSCHDWinner
Expense Ratio0.70%0.06%
AUM$74M$103.7B
Dividend Yield1.37%3.31%
Holdings101104
YTD Return+8.58%+24.26%
1Y Return+5.89%+31.38%
3Y Return (annualized)+9.95%+15.08%
5Y Return (annualized)+6.22%+9.72%
Volatility (annualized)13.2%13.6%
Max Drawdown-35.7%-33.4%
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionAug 24, 2016Oct 20, 2011

HUSV vs SCHD Performance

First Trust Horizon Managed Volatility Domestic ETF (HUSV) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HUSV returned +5.89% while SCHD returned +31.38%. Year to date, HUSV is up 8.58% versus a gain of 24.26% for SCHD.

Over three years, HUSV compounded at +9.95% per year against +15.08% for SCHD; over five years the annualized figures are +6.22% and +9.72% respectively. Across the full 10-year window we track, SCHD has the edge at +11.39% annualized vs +8.52%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for HUSV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.7% for HUSV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HUSV charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, HUSV currently yields 1.37% against 3.31% for SCHD.

Holdings Overlap

8.7%overlap

HUSV and SCHD share 11 holdings out of 190 unique holdings combined, representing a 8.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HUSVWeight in SCHDDifference
KO2.12%4.08%1.96%
PG1.10%4.15%3.05%
ABT0.59%4.49%3.90%
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Frequently Asked Questions

Which is cheaper, HUSV or SCHD?

HUSV has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, HUSV or SCHD?

Over the past year HUSV returned +5.89% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), HUSV annualized +8.52% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, HUSV or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for HUSV. Worst drawdown: HUSV -35.7% vs SCHD -33.4%.

Should I hold both HUSV and SCHD?

HUSV and SCHD have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HUSV and SCHD?

HUSV and SCHD share 11 common holdings with a 8.7% weight overlap. Combined, they hold 190 unique securities.

Which pays a higher dividend, HUSV or SCHD?

HUSV yields 1.37% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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