IVE vs VTI
iShares S&P 500 Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IVE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $50.4B | $666.9B | |
| Dividend Yield | 1.53% | 1.07% | |
| Holdings | 444 | 3,543 | |
| YTD Return | +12.45% | +13.12% | |
| 1Y Return | +19.23% | +20.82% | |
| 3Y Return (annualized) | +16.18% | +21.43% | |
| 5Y Return (annualized) | +11.49% | +11.84% | |
| Volatility (annualized) | 15.6% | 15.3% | |
| Max Drawdown | -63.0% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 22, 2000 | May 24, 2001 |
IVE vs VTI Performance
iShares S&P 500 Value ETF (IVE) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IVE returned +19.23% while VTI returned +20.82%. Year to date, IVE is up 12.45% versus a gain of 13.12% for VTI.
Over three years, IVE compounded at +16.18% per year against +21.43% for VTI; over five years the annualized figures are +11.49% and +11.84% respectively. Across the full 25-year window we track, VTI has the edge at +8.08% annualized vs +5.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVE has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.0% for IVE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVE charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IVE currently yields 1.53% against 1.07% for VTI.
Holdings Overlap
IVE and VTI share 404 holdings out of 2822 unique holdings combined, representing a 51.6% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, IVE or VTI?
IVE has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, IVE or VTI?
Over the past year IVE returned +19.23% vs +20.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IVE annualized +5.84% vs +8.08% for VTI. Past performance does not guarantee future results.
Which is riskier, IVE or VTI?
IVE has been the more volatile fund at 15.6% annualized versus 15.3% for VTI. Worst drawdown: IVE -63.0% vs VTI -56.6%.
Should I hold both IVE and VTI?
IVE and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVE and VTI?
IVE and VTI share 404 common holdings with a 51.6% weight overlap. Combined, they hold 2822 unique securities.
Which pays a higher dividend, IVE or VTI?
IVE yields 1.53% while VTI yields 1.07%, so IVE currently pays the higher dividend yield.
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