IVV vs JFLI
iShares Core S&P 500 ETF vs JPMorgan Flexible Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. JFLI offers more diversification with 587 holdings.
Side-by-Side Comparison
| Metric | IVV | JFLI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $907.0B | $49M | |
| Dividend Yield | 1.10% | 7.34% | |
| Holdings | 508 | 587 | |
| YTD Return | +12.96% | +10.88% | |
| 1Y Return | +20.70% | +17.48% | |
| 3Y Return (annualized) | +22.10% | - | |
| 5Y Return (annualized) | +13.40% | - | |
| Volatility (annualized) | 15.1% | 8.6% | |
| Max Drawdown | -56.5% | -12.9% | |
| Fund Family | iShares by BlackRock (US) | J.P. Morgan Asset Management | |
| Category | Equity | Allocation/Balanced | |
| Inception | May 15, 2000 | Feb 12, 2025 |
IVV vs JFLI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and JPMorgan Flexible Income ETF (JFLI) is a ETF from J.P. Morgan Asset Management. Over the past year IVV returned +20.70% while JFLI returned +17.48%. Year to date, IVV is up 12.96% versus a gain of 10.88% for JFLI.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.6% for JFLI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -12.9% for JFLI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while JFLI charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 7.34% for JFLI.
Holdings Overlap
IVV and JFLI share 163 holdings out of 837 unique holdings combined, representing a 14.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or JFLI?
IVV has an expense ratio of 0.03% while JFLI charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IVV or JFLI?
Over the past year IVV returned +20.70% vs +17.48% for JFLI, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.01% vs +14.41% for JFLI. Past performance does not guarantee future results.
Which is riskier, IVV or JFLI?
IVV has been the more volatile fund at 15.1% annualized versus 8.6% for JFLI. Worst drawdown: IVV -56.5% vs JFLI -12.9%.
Should I hold both IVV and JFLI?
IVV and JFLI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and JFLI?
IVV and JFLI share 163 common holdings with a 14.5% weight overlap. Combined, they hold 837 unique securities.
Which pays a higher dividend, IVV or JFLI?
IVV yields 1.10% while JFLI yields 7.34%, so JFLI currently pays the higher dividend yield.
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