JFLI vs VYM
JPMorgan Flexible Income ETF vs Vanguard High Dividend Yield ETF
Which is better, JFLI or VYM?
Allocation/Balanced against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 64.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JFLI | VYM |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $48M | $81.6B |
| Dividend Yield | 7.24% | 2.22% |
| Holdings | 587 | 613 |
| YTD Return | +8.78% | +13.15%Best |
| 1Y Return | +13.77% | +17.82%Best |
| 3Y Return (annualized) | - | +17.99% |
| 5Y Return (annualized) | - | +12.16% |
| Volatility (annualized) | 8.6%Best | 10.0% |
| Max Drawdown | -12.9%Best | -14.5% |
| $10,000 over 1.6 years | $12,058 | $12,598Best |
| Top 10 Weight | 64.2% | 25.9%Best |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Feb 12, 2025 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 13, 2025 to Sep 10, 2026 (1.6 years).
JFLI vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
JFLI vs VYM Performance
JPMorgan Flexible Income ETF (JFLI) is an ETF from J.P. Morgan Asset Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year JFLI returned +13.77% while VYM returned +17.82%. Year to date, JFLI is up 8.78% versus a gain of 13.15% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.0% compared with 8.6% for JFLI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for JFLI and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JFLI charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, JFLI currently yields 7.24% against 2.22% for VYM.
Holdings Overlap
14.2% of JFLI's money is in holdings VYM also owns. 54.6% of VYM's money is in holdings JFLI also owns.
The two portfolios partly overlap.
The two holdings books were reported 91 days apart, JFLI as of Mar 31, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
116 positions in common, counted across the 495 positions we hold weights for in JFLI and 603 in VYM, against full books of 587 and 613.
What only one of them owns
Our book lists 455 positions for VYM that do not appear in our book for JFLI (43.1% of the fund), and 99 for JFLI that do not appear in VYM (68.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JFLI | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 0.44% | 7.29% | 6.85% |
| JNJJohnson & Johnson | 0.26% | 2.54% | 2.28% |
| XOMExxon Mobil Corp. | 0.12% | 2.36% | 2.24% |
| ABBVAbbvie Inc. | 0.29% | 1.85% | 1.56% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.11% | 1.93% | 1.82% |
| TAt&t, Inc. | 1.22% | 0.58% | 0.64% |
| UNHUnitedhealth Group Inc. | 0.08% | 1.56% | 1.48% |
| MRKMerck & Co. Inc. | 0.21% | 1.32% | 1.11% |
| CVXChevron Corp. | 0.24% | 1.28% | 1.04% |
| KOCoca Cola Co. | 0.17% | 1.31% | 1.14% |
54.6% of VYM is already inside JFLI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, JFLI or VYM?
JFLI has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, JFLI or VYM?
Over the past year JFLI returned +13.77% vs +17.82% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), JFLI annualized +12.41% vs +15.53% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JFLI or VYM?
VYM has been the more volatile fund at 10.0% annualized versus 8.6% for JFLI. Worst drawdown: JFLI -12.9% vs VYM -14.5%.
Should I hold both JFLI and VYM?
JFLI and VYM have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between JFLI and VYM?
54.6% of VYM's money is in holdings JFLI also owns. 54.6% of VYM's is in holdings JFLI also owns. They hold 116 positions in common, counted across the 495 positions we hold weights for in JFLI and 603 in VYM.
Which pays a higher dividend, JFLI or VYM?
JFLI yields 7.24% while VYM yields 2.22%, so JFLI currently pays the higher dividend yield.
Is VYM better than JFLI?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 64.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.