JFLI vs VYM
JPMorgan Flexible Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | JFLI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.04% | |
| AUM | $49M | $81.6B | |
| Dividend Yield | 7.34% | 2.24% | |
| Holdings | 587 | 616 | |
| YTD Return | +11.08% | +15.60% | |
| 1Y Return | +17.95% | +23.48% | |
| 3Y Return (annualized) | - | +19.07% | |
| 5Y Return (annualized) | - | +12.50% | |
| Volatility (annualized) | 8.6% | 14.6% | |
| Max Drawdown | -12.9% | -58.8% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Feb 12, 2025 | Nov 10, 2006 |
JFLI vs VYM Performance
JPMorgan Flexible Income ETF (JFLI) is a ETF from J.P. Morgan Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year JFLI returned +17.95% while VYM returned +23.48%. Year to date, JFLI is up 11.08% versus a gain of 15.60% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 8.6% for JFLI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for JFLI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JFLI charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, JFLI currently yields 7.34% against 2.24% for VYM.
Holdings Overlap
JFLI and VYM share 115 holdings out of 983 unique holdings combined, representing a 12.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JFLI or VYM?
JFLI has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, JFLI or VYM?
Over the past year JFLI returned +17.95% vs +23.48% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), JFLI annualized +14.52% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, JFLI or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 8.6% for JFLI. Worst drawdown: JFLI -12.9% vs VYM -58.8%.
Should I hold both JFLI and VYM?
JFLI and VYM have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JFLI and VYM?
JFLI and VYM share 115 common holdings with a 12.8% weight overlap. Combined, they hold 983 unique securities.
Which pays a higher dividend, JFLI or VYM?
JFLI yields 7.34% while VYM yields 2.24%, so JFLI currently pays the higher dividend yield.
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