IVV vs PTLC
iShares Core S&P 500 ETF vs Pacer Trendpilot US Large Cap ETF
Which is better, IVV or PTLC?
Each has led over a different period.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and 5Y, PTLC over the full window. IVV is less concentrated, with 38.1% of the fund in its ten largest positions against 38.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PTLC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.60% |
| AUM | $882.6B | $3.3B |
| Dividend Yield | 1.06% | 0.99% |
| Holdings | 508 | 1,011 |
| YTD Return | +13.60%Best | +7.81% |
| 1Y Return | +16.32%Best | +9.12% |
| 3Y Return (annualized) | +23.81%Best | +15.79% |
| 5Y Return (annualized) | +14.03%Best | +10.60% |
| Volatility (annualized) | 15.1%Best | 64965.8% |
| Max Drawdown | -56.5% | - |
| $10,000 over 5 years | $19,279Best | $16,549 |
| Top 10 Weight | 38.1%Best | 38.3% |
| Fund Family | iShares by BlackRock (US) | Pacer ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Jun 11, 2015 |
Volatility and max drawdown are measured over the window both funds cover: Dec 22, 2005 to Oct 2, 2026 (20.8 years).
IVV vs PTLC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs PTLC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Pacer Trendpilot US Large Cap ETF (PTLC) is an ETF from Pacer ETFs. Over the past year IVV returned +16.32% while PTLC returned +9.12%. Year to date, IVV is up 13.60% versus a gain of 7.81% for PTLC.
Over three years, IVV compounded at +23.81% per year against +15.79% for PTLC; over five years the annualized figures are +14.03% and +10.60% respectively. Across the full 21-year window we track, PTLC has the edge at +36.68% annualized vs +9.49%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTLC has been the more volatile fund, with annualized monthly volatility of 64965.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.06. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while PTLC charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.99% for PTLC.
Holdings Overlap
99.0% of IVV's money is in holdings PTLC also owns. 99.3% of PTLC's money is in holdings IVV also owns.
Most of PTLC is already inside IVV. Owning both mostly buys the same companies twice.
495 positions in common, counted across the 505 positions we hold weights for in IVV and 503 in PTLC, against full books of 508 and 1,011.
What only one of them owns
Our book lists 5 positions for PTLC that do not appear in our book for IVV (0.6% of the fund), and 3 for IVV that do not appear in PTLC (0.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in PTLC | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.00% | 8.03% | 0.03% |
| AAPLApple, Inc | 7.39% | 7.41% | 0.02% |
| MSFTMicrosoft Corp | 5.57% | 5.59% | 0.02% |
| AMZNAmazon.Com Inc | 3.80% | 3.82% | 0.02% |
| GOOGLAlphabet Inc,class A | 3.00% | 3.01% | 0.01% |
| AVGOBroadcom Inc | 2.59% | 2.60% | 0.01% |
| GOOGAlphabet Inc. C | 2.40% | 2.41% | 0.01% |
| METAMeta Platforms Inc | 2.15% | 2.16% | 0.01% |
| MUMicron Technology, Inc. | 1.66% | 1.67% | 0.01% |
| TSLATesla Inc | 1.56% | 1.56% | 0.00% |
99.3% of PTLC is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PTLC?
IVV has an expense ratio of 0.03% while PTLC charges 0.60%. IVV is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, IVV or PTLC?
Over the past year IVV returned +16.32% vs +9.12% for PTLC, so IVV leads on 1-year performance. Over the longest common window we track (21 years), IVV annualized +9.49% vs +36.68% for PTLC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PTLC?
PTLC has been the more volatile fund at 64965.8% annualized versus 15.1% for IVV.
Should I hold both IVV and PTLC?
IVV and PTLC have a monthly-return correlation of -0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and PTLC?
99.3% of PTLC's money is in holdings IVV also owns. 99.3% of PTLC's is in holdings IVV also owns. They hold 495 positions in common, counted across the 505 positions we hold weights for in IVV and 503 in PTLC.
Which pays a higher dividend, IVV or PTLC?
IVV yields 1.06% while PTLC yields 0.99%, so IVV currently pays the higher dividend yield.
Is PTLC better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and 5Y, PTLC over the full window. IVV is less concentrated, with 38.1% of the fund in its ten largest positions against 38.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.