PTLC vs VYM
Pacer Trendpilot US Large Cap ETF vs Vanguard High Dividend Yield ETF
Which is better, PTLC or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. PTLC led over the full window, VYM over 1Y, 3Y and 5Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 38.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTLC | VYM |
|---|---|---|
| Expense Ratio | 0.60% | 0.04%Best |
| AUM | $3.3B | $81.6B |
| Dividend Yield | 0.99% | 2.22% |
| Holdings | 506 | 613 |
| YTD Return | +6.93% | +13.91%Best |
| 1Y Return | +10.42% | +17.57%Best |
| 3Y Return (annualized) | +13.46% | +18.12%Best |
| 5Y Return (annualized) | +9.60% | +12.17%Best |
| Volatility (annualized) | 66951.2% | 14.5%Best |
| Max Drawdown | - | -58.8% |
| $10,000 over 5 years | $15,814 | $17,758Best |
| Top 10 Weight | 38.0% | 25.9%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 11, 2015 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Nov 20, 2006 to Sep 11, 2026 (19.8 years).
PTLC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PTLC vs VYM Performance
Pacer Trendpilot US Large Cap ETF (PTLC) is an ETF from Pacer ETFs and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PTLC returned +10.42% while VYM returned +17.57%. Year to date, PTLC is up 6.93% versus a gain of 13.91% for VYM.
Over three years, PTLC compounded at +13.46% per year against +18.12% for VYM; over five years the annualized figures are +9.60% and +12.17% respectively. Across the full 20-year window we track, PTLC has the edge at +96.61% annualized vs +6.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTLC has been the more volatile fund, with annualized monthly volatility of 66951.2% compared with 14.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.07. They move largely independently of each other.
Fees and Cost Over Time
PTLC charges 0.60% per year while VYM charges 0.04%. On a $10,000 position that is $60 vs $4 annually, a gap of $56 per year that compounds over a long holding period. On income, PTLC currently yields 0.99% against 2.22% for VYM.
Holdings Overlap
33.7% of PTLC's money is in holdings VYM also owns. 88.4% of VYM's money is in holdings PTLC also owns.
Most of VYM is already inside PTLC. Owning both mostly buys the same companies twice.
243 positions in common, counted across the 500 positions we hold weights for in PTLC and 603 in VYM, against full books of 506 and 613.
What only one of them owns
Our book lists 326 positions for VYM that do not appear in our book for PTLC (9.2% of the fund), and 250 for PTLC that do not appear in VYM (66.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PTLC | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.97% | 7.29% | 4.32% |
| JPMJpmorgan Chase & Co. | 1.44% | 3.38% | 1.94% |
| JNJJohnson & Johnson | 0.92% | 2.54% | 1.62% |
| XOMExxon Mobil Corp. | 0.96% | 2.36% | 1.40% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.72% | 1.93% | 1.21% |
| CATCaterpillar, Inc. | 0.61% | 2.01% | 1.40% |
| ABBVAbbvie Inc. | 0.65% | 1.85% | 1.20% |
| BACBank Of America Corp. | 0.62% | 1.56% | 0.94% |
| UNHUnitedhealth Group Inc. | 0.56% | 1.56% | 1.00% |
| HDHome Depot Inc/The | 0.52% | 1.46% | 0.94% |
88.4% of VYM is already inside PTLC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTLC or VYM?
PTLC has an expense ratio of 0.60% while VYM charges 0.04%. VYM is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, PTLC or VYM?
Over the past year PTLC returned +10.42% vs +17.57% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), PTLC annualized +96.61% vs +6.95% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTLC or VYM?
PTLC has been the more volatile fund at 66951.2% annualized versus 14.5% for VYM.
Should I hold both PTLC and VYM?
PTLC and VYM have a monthly-return correlation of -0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PTLC and VYM?
88.4% of VYM's money is in holdings PTLC also owns. 88.4% of VYM's is in holdings PTLC also owns. They hold 243 positions in common, counted across the 500 positions we hold weights for in PTLC and 603 in VYM.
Which pays a higher dividend, PTLC or VYM?
PTLC yields 0.99% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than PTLC?
VYM has a lower expense ratio. PTLC led over the full window, VYM over 1Y, 3Y and 5Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.