IVV vs TCHP

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVTCHPWinner
Expense Ratio0.03%0.57%
AUM$865.2B$2.1B
Dividend Yield1.09%0.00%
Holdings50857
YTD Return+13.80%+3.95%
1Y Return+23.70%+10.18%
3Y Return (annualized)+21.49%+22.37%
5Y Return (annualized)+13.43%+9.38%
Volatility (annualized)15.1%20.0%
Max Drawdown-56.5%-42.3%
Fund FamilyiShares by BlackRock (US)T.Rowe Price
CategoryEquityEquity
InceptionMay 15, 2000Aug 4, 2020

IVV vs TCHP Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and T. Rowe Price Blue Chip Growth ETF (TCHP) is a ETF from T.Rowe Price. Over the past year IVV returned +23.70% while TCHP returned +10.18%. Year to date, IVV is up 13.80% versus a gain of 3.95% for TCHP.

Over three years, IVV compounded at +21.49% per year against +22.37% for TCHP; over five years the annualized figures are +13.43% and +9.38% respectively. Across the full 6-year window we track, TCHP has the edge at +12.65% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TCHP has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -42.3% for TCHP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while TCHP charges 0.57%. On a $10,000 position that is $3 vs $57 annually, a gap of $54 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for TCHP.

Holdings Overlap

44.4%overlap

IVV and TCHP share 51 holdings out of 510 unique holdings combined, representing a 44.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in TCHPDifference
NVDA7.76%15.17%7.41%
AAPL7.44%9.51%2.07%
MSFT4.57%10.26%5.69%
AMZNProProPro
GOOGProProPro
AVGOProProPro
METAProProPro
LLYProProPro
TSLAProProPro
VProProPro
See all 10 holdings IVV shares with TCHP
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or TCHP?

IVV has an expense ratio of 0.03% while TCHP charges 0.57%. IVV is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, IVV or TCHP?

Over the past year IVV returned +23.70% vs +10.18% for TCHP, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +7.05% vs +12.65% for TCHP. Past performance does not guarantee future results.

Which is riskier, IVV or TCHP?

TCHP has been the more volatile fund at 20.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs TCHP -42.3%.

Should I hold both IVV and TCHP?

IVV and TCHP have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and TCHP?

IVV and TCHP share 51 common holdings with a 44.4% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, IVV or TCHP?

IVV yields 1.09% while TCHP yields 0.00%, so IVV currently pays the higher dividend yield.

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