USMD vs VYM
CoreValues America First Technology ETF vs Vanguard High Dividend Yield ETF
Which is better, USMD or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 46.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USMD | VYM |
|---|---|---|
| Expense Ratio | 0.87% | 0.04%Best |
| AUM | $304,629.33 | $81.6B |
| Dividend Yield | 0.00% | 2.22% |
| Holdings | 121 | 613 |
| YTD Return | +25.80%Best | +11.35% |
| 1Y Return | - | +15.34% |
| 3Y Return (annualized) | - | +17.22% |
| 5Y Return (annualized) | - | +12.30% |
| Top 10 Weight | 46.1% | 26.1%Best |
| Fund Family | CORE VALUES ALPHA | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 6, 2026 | Nov 10, 2006 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
USMD vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
USMD vs VYM Performance
CoreValues America First Technology ETF (USMD) is an ETF from CORE VALUES ALPHA and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, USMD is up 25.80% versus a gain of 11.35% for VYM.
Past performance does not guarantee future results.
Fees and Cost Over Time
USMD charges 0.87% per year while VYM charges 0.04%. On a $10,000 position that is $87 vs $4 annually, a gap of $83 per year that compounds over a long holding period. On income, USMD currently yields 0.00% against 2.22% for VYM.
Holdings Overlap
22.9% of USMD's money is in holdings VYM also owns. 13.9% of VYM's money is in holdings USMD also owns.
USMD and VYM share little of their money.
21 positions in common, counted across the 120 positions we hold weights for in USMD and 557 in VYM, against full books of 121 and 613.
What only one of them owns
Our book lists 507 positions for VYM that do not appear in our book for USMD (83.2% of the fund), and 95 for USMD that do not appear in VYM (76.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in USMD | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 4.05% | 7.35% | 3.30% |
| IBMInternational Business Machines Corp. | 3.01% | 0.85% | 2.16% |
| TXNTexas Instruments, Inc. | 2.77% | 1.02% | 1.75% |
| ORCLOracle Corp - Common | 2.64% | 0.90% | 1.74% |
| QCOMQualcomm Inc. | 2.30% | 0.63% | 1.67% |
| ADIAnalog Devices, Inc. | 1.98% | 0.73% | 1.25% |
| LMTLockheed Martin Corp | 1.26% | 0.48% | 0.78% |
| GDGeneral Dynamics Corp. | 0.84% | 0.40% | 0.44% |
| NOCNorthrop Grumman Corp. | 0.87% | 0.29% | 0.58% |
| NXPINxp Semiconductors N.V | 0.72% | 0.24% | 0.48% |
22.9% of USMD is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USMD or VYM?
USMD has an expense ratio of 0.87% while VYM charges 0.04%. VYM is the cheaper option, by $83 a year on a $10,000 investment.
What is the holdings overlap between USMD and VYM?
22.9% of USMD's money is in holdings VYM also owns. 13.9% of VYM's is in holdings USMD also owns. They hold 21 positions in common, counted across the 120 positions we hold weights for in USMD and 557 in VYM.
Which pays a higher dividend, USMD or VYM?
USMD yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than USMD?
VYM has a lower expense ratio. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 46.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.