Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricUSMDVYMWinner
Expense Ratio0.87%0.04%
AUM$292,639.82$79.0B
Dividend Yield0.00%2.86%
Holdings119568
YTD Return+26.28%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-16.6%-58.8%
Fund FamilyCORE VALUES ALPHAVanguard (US)
CategoryEquityEquity
InceptionFeb 6, 2026Nov 10, 2006

USMD vs VYM Performance

CoreValues America First Technology ETF (USMD) is a ETF from CORE VALUES ALPHA and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, USMD is up 26.28% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -16.6% for USMD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

USMD charges 0.87% per year while VYM charges 0.04%. On a $10,000 position that is $87 vs $4 annually, a gap of $83 per year that compounds over a long holding period. On income, USMD currently yields 0.00% against 2.86% for VYM.

Holdings Overlap

14.2%overlap

USMD and VYM share 22 holdings out of 653 unique holdings combined, representing a 14.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in USMDWeight in VYMDifference
AVGO5.74%6.47%0.73%
CSCO3.70%1.39%2.31%
TXN2.52%0.85%1.67%
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HONProProPro
STXProProPro
QCOMProProPro
LHXProProPro
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Frequently Asked Questions

Which is cheaper, USMD or VYM?

USMD has an expense ratio of 0.87% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $83 per year of difference.

What is the holdings overlap between USMD and VYM?

USMD and VYM share 22 common holdings with a 14.2% weight overlap. Combined, they hold 653 unique securities.

Which pays a higher dividend, USMD or VYM?

USMD yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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