IVV vs VT
iShares Core S&P 500 ETF vs Vanguard Total World Stock ETF
Quick Verdict
IVV has a lower expense ratio. VT delivered stronger 1-year returns. VT offers more diversification with 8927 holdings.
Side-by-Side Comparison
| Metric | IVV | VT | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.06% | |
| AUM | $865.2B | $77.6B | |
| Dividend Yield | 1.09% | 1.61% | |
| Holdings | 508 | 10,133 | |
| YTD Return | +13.80% | +14.19% | |
| 1Y Return | +23.70% | +25.25% | |
| 3Y Return (annualized) | +21.49% | +20.36% | |
| 5Y Return (annualized) | +13.43% | +11.17% | |
| Volatility (annualized) | 15.1% | 16.6% | |
| Max Drawdown | -56.5% | -50.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jun 24, 2008 |
IVV vs VT Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Vanguard Total World Stock ETF (VT) is a ETF from Vanguard (US). Over the past year IVV returned +23.70% while VT returned +25.25%. Year to date, IVV is up 13.80% versus a gain of 14.19% for VT.
Over three years, IVV compounded at +21.49% per year against +20.36% for VT; over five years the annualized figures are +13.43% and +11.17% respectively. Across the full 18-year window we track, VT has the edge at +7.37% annualized vs +7.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VT has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -50.6% for VT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while VT charges 0.06%. On a $10,000 position that is $3 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.61% for VT.
Holdings Overlap
IVV and VT share 477 holdings out of 8955 unique holdings combined, representing a 51.3% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, IVV or VT?
IVV has an expense ratio of 0.03% while VT charges 0.06%. IVV is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, IVV or VT?
Over the past year IVV returned +23.70% vs +25.25% for VT, so VT leads on 1-year performance. Over the longest common window we track (18 years), IVV annualized +7.05% vs +7.37% for VT. Past performance does not guarantee future results.
Which is riskier, IVV or VT?
VT has been the more volatile fund at 16.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs VT -50.6%.
Should I hold both IVV and VT?
IVV and VT have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and VT?
IVV and VT share 477 common holdings with a 51.3% weight overlap. Combined, they hold 8955 unique securities.
Which pays a higher dividend, IVV or VT?
IVV yields 1.09% while VT yields 1.61%, so VT currently pays the higher dividend yield.
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