IWLG vs VTI
NYLI Winslow Large Cap Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IWLG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $334M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 42 | 3,543 | |
| YTD Return | +4.03% | +13.14% | |
| 1Y Return | +9.27% | +22.35% | |
| 3Y Return (annualized) | +21.65% | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 19.1% | 15.3% | |
| Max Drawdown | -23.2% | -56.6% | |
| Fund Family | New York Life Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 22, 2022 | May 24, 2001 |
IWLG vs VTI Performance
NYLI Winslow Large Cap Growth ETF (IWLG) is a ETF from New York Life Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IWLG returned +9.27% while VTI returned +22.35%. Year to date, IWLG is up 4.03% versus a gain of 13.14% for VTI.
Over three years, IWLG compounded at +21.65% per year against +21.83% for VTI. Across the full 4-year window we track, IWLG has the edge at +21.35% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IWLG has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.2% for IWLG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IWLG charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, IWLG currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
IWLG and VTI share 38 holdings out of 2791 unique holdings combined, representing a 37.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IWLG or VTI?
IWLG has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, IWLG or VTI?
Over the past year IWLG returned +9.27% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), IWLG annualized +21.35% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, IWLG or VTI?
IWLG has been the more volatile fund at 19.1% annualized versus 15.3% for VTI. Worst drawdown: IWLG -23.2% vs VTI -56.6%.
Should I hold both IWLG and VTI?
IWLG and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IWLG and VTI?
IWLG and VTI share 38 common holdings with a 37.0% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, IWLG or VTI?
IWLG yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.