IYK vs SCHD
iShares US Consumer Staples ETF vs Schwab US Dividend Equity ETF
Which is better, IYK or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 66.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IYK | SCHD |
|---|---|---|
| Expense Ratio | 0.38% | 0.06%Best |
| AUM | $1.4B | $112.2B |
| Dividend Yield | 2.52% | 3.13% |
| Holdings | 57 | 103 |
| YTD Return | +12.79% | +27.56%Best |
| 1Y Return | +9.41% | +30.29%Best |
| 3Y Return (annualized) | +7.78% | +16.37%Best |
| 5Y Return (annualized) | +6.31% | +10.23%Best |
| Volatility (annualized) | 13.2%Best | 13.6% |
| Max Drawdown | -33.2%Best | -33.4% |
| $10,000 over 5 years | $13,579 | $16,274Best |
| Top 10 Weight | 66.0% | 41.5%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 12, 2000 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
IYK vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IYK vs SCHD Performance
iShares US Consumer Staples ETF (IYK) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IYK returned +9.41% while SCHD returned +30.29%. Year to date, IYK is up 12.79% versus a gain of 27.56% for SCHD.
Over three years, IYK compounded at +7.78% per year against +16.37% for SCHD; over five years the annualized figures are +6.31% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +9.42%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for IYK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.2% for IYK and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IYK charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, IYK currently yields 2.52% against 3.13% for SCHD.
Holdings Overlap
42.7% of IYK's money is in holdings SCHD also owns. 17.7% of SCHD's money is in holdings IYK also owns.
The two portfolios partly overlap.
8 positions in common, counted across the 54 positions we hold weights for in IYK and 100 in SCHD, against full books of 57 and 103.
What only one of them owns
Our book lists 91 positions for SCHD that do not appear in our book for IYK (82.2% of the fund), and 44 for IYK that do not appear in SCHD (56.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IYK | Weight in SCHD | Difference |
|---|---|---|---|
| KOCoca Cola Co. | 12.86% | 4.20% | 8.66% |
| PGProcter & Gamble Company | 13.01% | 3.96% | 9.05% |
| PEPPepsico Inc. | 7.35% | 3.71% | 3.64% |
| MOAltria Group Inc | 4.01% | 2.86% | 1.15% |
| ADMArcher-Daniels-Midland Co. | 1.69% | 0.92% | 0.77% |
| KMBKimberly-Clark Corp. | 1.68% | 0.91% | 0.77% |
| HSYHershey Co. | 1.19% | 0.68% | 0.51% |
| GISGeneral Mills In | 0.87% | 0.49% | 0.38% |
42.7% of IYK is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IYK or SCHD?
IYK has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, IYK or SCHD?
Over the past year IYK returned +9.41% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IYK annualized +9.42% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IYK or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for IYK. Worst drawdown: IYK -33.2% vs SCHD -33.4%.
Should I hold both IYK and SCHD?
IYK and SCHD have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IYK and SCHD?
42.7% of IYK's money is in holdings SCHD also owns. 17.7% of SCHD's is in holdings IYK also owns. They hold 8 positions in common, counted across the 54 positions we hold weights for in IYK and 100 in SCHD.
Which pays a higher dividend, IYK or SCHD?
IYK yields 2.52% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IYK?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 66.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.