JFLI vs VOO
JPMorgan Flexible Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. JFLI offers more diversification with 587 holdings.
Side-by-Side Comparison
| Metric | JFLI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $49M | $997.4B | |
| Dividend Yield | 7.34% | 1.08% | |
| Holdings | 587 | 509 | |
| YTD Return | +11.08% | +13.20% | |
| 1Y Return | +17.95% | +21.62% | |
| 3Y Return (annualized) | - | +22.16% | |
| 5Y Return (annualized) | - | +13.42% | |
| Volatility (annualized) | 8.6% | 14.1% | |
| Max Drawdown | -12.9% | -34.3% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Feb 12, 2025 | Sep 7, 2010 |
JFLI vs VOO Performance
JPMorgan Flexible Income ETF (JFLI) is a ETF from J.P. Morgan Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year JFLI returned +17.95% while VOO returned +21.62%. Year to date, JFLI is up 11.08% versus a gain of 13.20% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 8.6% for JFLI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for JFLI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JFLI charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, JFLI currently yields 7.34% against 1.08% for VOO.
Holdings Overlap
JFLI and VOO share 165 holdings out of 835 unique holdings combined, representing a 14.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JFLI or VOO?
JFLI has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, JFLI or VOO?
Over the past year JFLI returned +17.95% vs +21.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), JFLI annualized +14.52% vs +13.51% for VOO. Past performance does not guarantee future results.
Which is riskier, JFLI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 8.6% for JFLI. Worst drawdown: JFLI -12.9% vs VOO -34.3%.
Should I hold both JFLI and VOO?
JFLI and VOO have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between JFLI and VOO?
JFLI and VOO share 165 common holdings with a 14.6% weight overlap. Combined, they hold 835 unique securities.
Which pays a higher dividend, JFLI or VOO?
JFLI yields 7.34% while VOO yields 1.08%, so JFLI currently pays the higher dividend yield.
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