JFLI vs VOO
JPMorgan Flexible Income ETF vs Vanguard S&P 500 ETF
Which is better, JFLI or VOO?
Allocation/Balanced against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 64.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JFLI | VOO |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $48M | $997.4B |
| Dividend Yield | 7.24% | 1.04% |
| Holdings | 587 | 509 |
| YTD Return | +8.78% | +11.55%Best |
| 1Y Return | +13.77% | +17.54%Best |
| 3Y Return (annualized) | - | +20.71% |
| 5Y Return (annualized) | - | +12.80% |
| Volatility (annualized) | 8.6%Best | 13.2% |
| Max Drawdown | -12.9%Best | -18.7% |
| $10,000 over 1.6 years | $12,058 | $12,708Best |
| Top 10 Weight | 64.2% | 36.4%Best |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Feb 12, 2025 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 13, 2025 to Sep 10, 2026 (1.6 years).
JFLI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
JFLI vs VOO Performance
JPMorgan Flexible Income ETF (JFLI) is an ETF from J.P. Morgan Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year JFLI returned +13.77% while VOO returned +17.54%. Year to date, JFLI is up 8.78% versus a gain of 11.55% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 8.6% for JFLI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for JFLI and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JFLI charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, JFLI currently yields 7.24% against 1.04% for VOO.
Holdings Overlap
19.3% of JFLI's money is in holdings VOO also owns. 49.3% of VOO's money is in holdings JFLI also owns.
The two portfolios partly overlap.
The two holdings books were reported 91 days apart, JFLI as of Mar 31, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
165 positions in common, counted across the 495 positions we hold weights for in JFLI and 505 in VOO, against full books of 587 and 509.
What only one of them owns
Our book lists 333 positions for VOO that do not appear in our book for JFLI (50.3% of the fund), and 50 for JFLI that do not appear in VOO (63.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JFLI | Weight in VOO | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 0.23% | 7.51% | 7.28% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 0.49% | 4.30% | 3.81% |
| AVGOBroadcom Inc | 0.44% | 2.77% | 2.33% |
| MUMicron Technology, Inc. | 0.14% | 2.02% | 1.88% |
| TSLATesla Inc | 0.22% | 1.84% | 1.62% |
| METAMeta Platforms, Inc. | 0.08% | 1.92% | 1.84% |
| LLYEli Lilly & Co. | 0.23% | 1.47% | 1.24% |
| AMDAdvanced Micro Devices Inc. | 0.13% | 1.47% | 1.34% |
| TAt&t, Inc. | 1.22% | 0.22% | 1.00% |
| JNJJohnson & Johnson | 0.26% | 0.95% | 0.69% |
49.3% of VOO is already inside JFLI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, JFLI or VOO?
JFLI has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, JFLI or VOO?
Over the past year JFLI returned +13.77% vs +17.54% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), JFLI annualized +12.41% vs +16.16% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JFLI or VOO?
VOO has been the more volatile fund at 13.2% annualized versus 8.6% for JFLI. Worst drawdown: JFLI -12.9% vs VOO -18.7%.
Should I hold both JFLI and VOO?
JFLI and VOO have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between JFLI and VOO?
49.3% of VOO's money is in holdings JFLI also owns. 49.3% of VOO's is in holdings JFLI also owns. They hold 165 positions in common, counted across the 495 positions we hold weights for in JFLI and 505 in VOO.
Which pays a higher dividend, JFLI or VOO?
JFLI yields 7.24% while VOO yields 1.04%, so JFLI currently pays the higher dividend yield.
Is VOO better than JFLI?
VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 64.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.