KRMA vs SCHD
Global X Conscious Companies ETF vs Schwab US Dividend Equity ETF
Which is better, KRMA or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. KRMA led over the full window, SCHD over 1Y. KRMA is less concentrated, with 31.8% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KRMA | SCHD |
|---|---|---|
| Expense Ratio | 0.43% | 0.06%Best |
| AUM | $118M | $112.1B |
| Dividend Yield | 2.42% | 3.00% |
| Holdings | 145 | 103 |
| Volatility (annualized) | 15.9% | 15.2%Best |
| Max Drawdown | -36.2% | -33.4%Best |
| $10,000 over 10 years | $33,438Best | $28,089 |
| Top 10 Weight | 31.8%Best | 41.8% |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 11, 2016 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 62 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. KRMA has data through Jul 21, 2026 and SCHD through Sep 21, 2026.
Volatility and max drawdown, and the $10,000 over 10 years row, are measured over the window both funds cover: Jul 12, 2016 to Jul 21, 2026 (10 years).
Risk: Volatility and Drawdowns
KRMA has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for KRMA and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KRMA charges 0.43% per year while SCHD charges 0.06%. On a $10,000 position that is $43 vs $6 annually, a gap of $37 per year that compounds over a long holding period. On income, KRMA currently yields 2.42% against 3.00% for SCHD.
Holdings Overlap
12.4% of KRMA's money is in holdings SCHD also owns. 69.7% of SCHD's money is in holdings KRMA also owns.
The two portfolios partly overlap.
The two holdings books were reported 123 days apart, KRMA as of Apr 30, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
24 positions in common, counted across the 143 positions we hold weights for in KRMA and 100 in SCHD, against full books of 145 and 103.
What only one of them owns
Our book lists 75 positions for SCHD that do not appear in our book for KRMA (30.2% of the fund), and 119 for KRMA that do not appear in SCHD (87.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in KRMA | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.50% | 4.77% | 4.27% |
| AMGNAmgen Inc. | 0.48% | 4.70% | 4.22% |
| ABTAbbott Laboratories | 0.46% | 4.69% | 4.23% |
| KOCoca Cola Co. | 0.53% | 4.17% | 3.64% |
| CVXChevron Corp | 0.50% | 4.02% | 3.52% |
| VZVerizon Communic | 0.51% | 3.97% | 3.46% |
| COPConocophillips Common Stock USD 0.01 | 0.47% | 3.94% | 3.47% |
| UNHUnitedhealth Group Incorporated | 0.55% | 3.82% | 3.27% |
| HDHome Depot Inc/The | 0.47% | 3.88% | 3.41% |
| PGProcter & Gamble Company | 0.50% | 3.83% | 3.33% |
69.7% of SCHD is already inside KRMA.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KRMA or SCHD?
KRMA has an expense ratio of 0.43% while SCHD charges 0.06%. SCHD is the cheaper option, by $37 a year on a $10,000 investment.
Which is riskier, KRMA or SCHD?
KRMA has been the more volatile fund at 15.9% annualized versus 15.2% for SCHD. Worst drawdown: KRMA -36.2% vs SCHD -33.4%.
Should I hold both KRMA and SCHD?
KRMA and SCHD have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KRMA and SCHD?
69.7% of SCHD's money is in holdings KRMA also owns. 69.7% of SCHD's is in holdings KRMA also owns. They hold 24 positions in common, counted across the 143 positions we hold weights for in KRMA and 100 in SCHD.
Which pays a higher dividend, KRMA or SCHD?
KRMA yields 2.42% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than KRMA?
SCHD has a lower expense ratio. KRMA led over the full window, SCHD over 1Y. KRMA is less concentrated, with 31.8% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.