KRMA vs SCHD
Global X Conscious Companies ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. KRMA offers more diversification with 143 holdings.
Side-by-Side Comparison
| Metric | KRMA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.06% | |
| AUM | $118M | $103.7B | |
| Dividend Yield | 2.42% | 3.31% | |
| Holdings | 145 | 104 | |
| YTD Return | +10.19% | +25.33% | |
| 1Y Return | +19.76% | +32.31% | |
| 3Y Return (annualized) | +16.08% | +15.40% | |
| 5Y Return (annualized) | +9.89% | +9.70% | |
| Volatility (annualized) | 15.9% | 13.6% | |
| Max Drawdown | -36.2% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 11, 2016 | Oct 20, 2011 |
KRMA vs SCHD Performance
Global X Conscious Companies ETF (KRMA) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KRMA returned +19.76% while SCHD returned +32.31%. Year to date, KRMA is up 10.19% versus a gain of 25.33% for SCHD.
Over three years, KRMA compounded at +16.08% per year against +15.40% for SCHD; over five years the annualized figures are +9.89% and +9.70% respectively. Across the full 10-year window we track, KRMA has the edge at +12.83% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KRMA has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for KRMA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KRMA charges 0.43% per year while SCHD charges 0.06%. On a $10,000 position that is $43 vs $6 annually, a gap of $37 per year that compounds over a long holding period. On income, KRMA currently yields 2.42% against 3.31% for SCHD.
Holdings Overlap
KRMA and SCHD share 24 holdings out of 219 unique holdings combined, representing a 12.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KRMA or SCHD?
KRMA has an expense ratio of 0.43% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, KRMA or SCHD?
Over the past year KRMA returned +19.76% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), KRMA annualized +12.83% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, KRMA or SCHD?
KRMA has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: KRMA -36.2% vs SCHD -33.4%.
Should I hold both KRMA and SCHD?
KRMA and SCHD have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KRMA and SCHD?
KRMA and SCHD share 24 common holdings with a 12.1% weight overlap. Combined, they hold 219 unique securities.
Which pays a higher dividend, KRMA or SCHD?
KRMA yields 2.42% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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