KRMA vs VTI

KRMA vs VTI

Which is better, KRMA or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. KRMA is less concentrated, with 31.8% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: KRMA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricKRMAVTI
Expense Ratio0.43%0.03%Best
AUM$118M$666.9B
Dividend Yield2.42%1.03%
Holdings1453,543
Volatility (annualized)15.9%15.8%Best
Max Drawdown-36.2%-35.0%Best
$10,000 over 10 years$33,438$36,076Best
Top 10 Weight31.8%Best33.3%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 11, 2016May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 59 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. KRMA has data through Jul 21, 2026 and VTI through Sep 18, 2026.

Volatility and max drawdown, and the $10,000 over 10 years row, are measured over the window both funds cover: Jul 12, 2016 to Jul 21, 2026 (10 years).

Risk: Volatility and Drawdowns

KRMA has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.2% for KRMA and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

KRMA charges 0.43% per year while VTI charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, KRMA currently yields 2.42% against 1.03% for VTI.

Holdings Overlap

KRMA already in VTI99.9%
VTI already in KRMA56.6%

99.9% of KRMA's money is in holdings VTI also owns. 56.6% of VTI's money is in holdings KRMA also owns.

Most of KRMA is already inside VTI. Owning both mostly buys the same companies twice.

The two holdings books were reported 92 days apart, KRMA as of Apr 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

143 positions in common, counted across the 143 positions we hold weights for in KRMA and 3,463 in VTI, against full books of 145 and 3,543.

What only one of them owns

Our book lists 1,008 positions for VTI that do not appear in our book for KRMA (40.8% of the fund), and 0 for KRMA that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in KRMAWeight in VTIDifference
NVDANvidia Corp7.44%6.40%1.04%
AAPLApple, Inc5.82%6.29%0.47%
MSFTMicrosoft Corp3.93%4.79%0.86%
GOOGLAlphabet Inc,class A5.39%2.90%2.49%
AMZNAmazon.Com Inc3.17%3.65%0.48%
AVGOBroadcom Inc2.25%2.56%0.31%
METAMeta Platforms Inc1.21%1.70%0.49%
MUMicron Technology, Inc.0.84%1.29%0.45%
TSLATesla Inc0.84%1.22%0.38%
LLYEli Lilly & Co.0.54%1.35%0.81%

99.9% of KRMA is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

KRMAVTI

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Frequently Asked Questions

Which is cheaper, KRMA or VTI?

KRMA has an expense ratio of 0.43% while VTI charges 0.03%. VTI is the cheaper option, by $40 a year on a $10,000 investment.

Which is riskier, KRMA or VTI?

KRMA has been the more volatile fund at 15.9% annualized versus 15.8% for VTI. Worst drawdown: KRMA -36.2% vs VTI -35.0%.

Should I hold both KRMA and VTI?

KRMA and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between KRMA and VTI?

99.9% of KRMA's money is in holdings VTI also owns. 56.6% of VTI's is in holdings KRMA also owns. They hold 143 positions in common, counted across the 143 positions we hold weights for in KRMA and 3,463 in VTI.

Which pays a higher dividend, KRMA or VTI?

KRMA yields 2.42% while VTI yields 1.03%, so KRMA currently pays the higher dividend yield.

Is VTI better than KRMA?

VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. KRMA is less concentrated, with 31.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.