LGCF vs SCHD
Themes US Cash Flow Champions ETF vs Schwab US Dividend Equity ETF
Which is better, LGCF or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. LGCF led over the full window, SCHD over 1Y. LGCF is less concentrated, with 40.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LGCF | SCHD |
|---|---|---|
| Expense Ratio | 0.29% | 0.06%Best |
| AUM | $2M | $112.1B |
| Dividend Yield | 1.67% | 3.00% |
| Holdings | 77 | 103 |
| YTD Return | +13.35% | +24.59%Best |
| 1Y Return | +18.91% | +28.14%Best |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 10.1%Best | 12.8% |
| Max Drawdown | -16.7% | -16.1%Best |
| $10,000 over 2.7 years | $15,890Best | $14,905 |
| Top 10 Weight | 40.5%Best | 41.8% |
| Fund Family | Themes ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 13, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 13, 2023 to Sep 10, 2026 (2.7 years).
LGCF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
LGCF vs SCHD Performance
Themes US Cash Flow Champions ETF (LGCF) is an ETF from Themes ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LGCF returned +18.91% while SCHD returned +28.14%. Year to date, LGCF is up 13.35% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 10.1% for LGCF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.7% for LGCF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LGCF charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, LGCF currently yields 1.67% against 3.00% for SCHD.
Holdings Overlap
22.2% of LGCF's money is in holdings SCHD also owns. 24.1% of SCHD's money is in holdings LGCF also owns.
SCHD and LGCF share little of their money.
14 positions in common, counted across the 76 positions we hold weights for in LGCF and 100 in SCHD, against full books of 77 and 103.
What only one of them owns
Our book lists 85 positions for SCHD that do not appear in our book for LGCF (75.9% of the fund), and 59 for LGCF that do not appear in SCHD (76.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LGCF | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp. | 5.79% | 4.02% | 1.77% |
| BMYBristol-Myers Squibb Co. | 2.49% | 3.33% | 0.84% |
| QCOMQualcomm Inc. | 3.28% | 2.52% | 0.76% |
| MOAltria Group Inc. | 2.10% | 2.79% | 0.69% |
| CMCSAComcast Corp. Class A | 1.73% | 2.31% | 0.58% |
| SLBSchlumberger Nv. | 1.57% | 2.19% | 0.62% |
| EOGEog Resources Inc | 1.45% | 1.88% | 0.43% |
| FITBFifth Third Bancorp | 0.89% | 1.19% | 0.30% |
| ADMArcher-Daniels-Midland Co. | 0.74% | 0.96% | 0.22% |
| CINFCincinnati Financial Corp. | 0.47% | 0.64% | 0.17% |
24.1% of SCHD is already inside LGCF.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LGCF or SCHD?
LGCF has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option, by $23 a year on a $10,000 investment.
Which performed better, LGCF or SCHD?
Over the past year LGCF returned +18.91% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LGCF or SCHD?
SCHD has been the more volatile fund at 12.8% annualized versus 10.1% for LGCF. Worst drawdown: LGCF -16.7% vs SCHD -16.1%.
Should I hold both LGCF and SCHD?
LGCF and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LGCF and SCHD?
24.1% of SCHD's money is in holdings LGCF also owns. 24.1% of SCHD's is in holdings LGCF also owns. They hold 14 positions in common, counted across the 76 positions we hold weights for in LGCF and 100 in SCHD.
Which pays a higher dividend, LGCF or SCHD?
LGCF yields 1.67% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LGCF?
SCHD has a lower expense ratio. LGCF led over the full window, SCHD over 1Y. LGCF is less concentrated, with 40.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.