NITE vs VTI
The Nightview Fund ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NITE or VTI?
Each has led over a different period.
VTI has a lower expense ratio. NITE led over the full window, VTI over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 66.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NITE | VTI |
|---|---|---|
| Expense Ratio | 1.25% | 0.03%Best |
| AUM | $33M | $690.1B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 38 | 3,524 |
| YTD Return | +5.18% | +13.35%Best |
| 1Y Return | +7.84% | +15.92%Best |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 20.6% | 12.0%Best |
| Max Drawdown | -29.6% | -19.3%Best |
| $10,000 over 2.3 years | $15,674Best | $14,616 |
| Top 10 Weight | 66.0% | 33.3%Best |
| Fund Family | Nightview Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 21, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 24, 2024 to Oct 2, 2026 (2.3 years).
NITE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
NITE vs VTI Performance
The Nightview Fund ETF (NITE) is an ETF from Nightview Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NITE returned +7.84% while VTI returned +15.92%. Year to date, NITE is up 5.18% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NITE has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 12.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.6% for NITE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NITE charges 1.25% per year while VTI charges 0.03%. On a $10,000 position that is $125 vs $3 annually, a gap of $122 per year that compounds over a long holding period. On income, NITE currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
86.0% of NITE's money is in holdings VTI also owns. 14.8% of VTI's money is in holdings NITE also owns.
Most of NITE is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, NITE as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
17 positions in common, counted across the 19 positions we hold weights for in NITE and 3,463 in VTI, against full books of 38 and 3,524.
What only one of them owns
Our book lists 1,133 positions for VTI that do not appear in our book for NITE (82.7% of the fund), and 1 for NITE that do not appear in VTI (10.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NITE | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.98% | 6.40% | 2.58% |
| TSLATesla Inc | 11.20% | 1.22% | 9.98% |
| AMZNAmazon.Com Inc | 8.09% | 3.65% | 4.44% |
| AMDAdvanced Micro Devices Inc | 4.47% | 1.08% | 3.39% |
| CRMSalesforce Inc Crm Us Equity | 5.15% | 0.20% | 4.95% |
| TEAMAtlassian Corp-Cl A | 4.86% | 0.02% | 4.84% |
| NFLXNetflix, Inc. | 4.22% | 0.42% | 3.80% |
| GSGoldman Sachs Group Inc/The | 4.11% | 0.40% | 3.71% |
| MSMorgan Stanley | 4.10% | 0.35% | 3.75% |
| NOWServicenow, Inc | 4.27% | 0.16% | 4.11% |
86.0% of NITE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NITE or VTI?
NITE has an expense ratio of 1.25% while VTI charges 0.03%. VTI is the cheaper option, by $122 a year on a $10,000 investment.
Which performed better, NITE or VTI?
Over the past year NITE returned +7.84% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NITE annualized +21.58% vs +17.94% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NITE or VTI?
NITE has been the more volatile fund at 20.6% annualized versus 12.0% for VTI. Worst drawdown: NITE -29.6% vs VTI -19.3%.
Should I hold both NITE and VTI?
NITE and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NITE and VTI?
86.0% of NITE's money is in holdings VTI also owns. 14.8% of VTI's is in holdings NITE also owns. They hold 17 positions in common, counted across the 19 positions we hold weights for in NITE and 3,463 in VTI.
Which pays a higher dividend, NITE or VTI?
NITE yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than NITE?
VTI has a lower expense ratio. NITE led over the full window, VTI over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 66.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.