NSCR vs VTI
Nuveen Sustainable Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NSCR or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSCR | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $6M | $666.9B |
| Dividend Yield | 2.07% | 1.03% |
| Holdings | 56 | 3,543 |
| Volatility (annualized) | 14.6% | 11.4%Best |
| Max Drawdown | -20.8% | -19.3%Best |
| $10,000 over 2.1 years | $10,682 | $13,233Best |
| Top 10 Weight | 41.6% | 33.3%Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 5, 2024 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 161 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. NSCR has data through Apr 6, 2026 and VTI through Sep 14, 2026.
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Mar 6, 2024 to Apr 6, 2026 (2.1 years).
Risk: Volatility and Drawdowns
NSCR has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.8% for NSCR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NSCR charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, NSCR currently yields 2.07% against 1.03% for VTI.
Holdings Overlap
93.1% of NSCR's money is in holdings VTI also owns. 43.6% of VTI's money is in holdings NSCR also owns.
Most of NSCR is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 212 days apart, NSCR as of Dec 31, 2025 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
55 positions in common, counted across the 58 positions we hold weights for in NSCR and 3,463 in VTI, against full books of 56 and 3,543.
What only one of them owns
Our book lists 1,095 positions for VTI that do not appear in our book for NSCR (53.9% of the fund), and 1 for NSCR that do not appear in VTI (1.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NSCR | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 6.48% | 6.29% | 0.19% |
| MSFTMicrosoft Corp | 7.19% | 4.79% | 2.40% |
| NVDANvidia Corp | 5.03% | 6.40% | 1.37% |
| AMZNAmazon.Com Inc | 4.29% | 3.65% | 0.64% |
| GOOGLAlphabet Inc,class A | 3.28% | 2.90% | 0.38% |
| AVGOBroadcom Inc | 3.31% | 2.56% | 0.75% |
| LLYEli Lilly & Co. | 3.36% | 1.35% | 2.01% |
| METAMeta Platforms Inc | 2.60% | 1.70% | 0.90% |
| JNJJohnson & Johnson - Common | 2.92% | 0.86% | 2.06% |
| MAMastercard Inc | 3.09% | 0.63% | 2.46% |
93.1% of NSCR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSCR or VTI?
NSCR has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which is riskier, NSCR or VTI?
NSCR has been the more volatile fund at 14.6% annualized versus 11.4% for VTI. Worst drawdown: NSCR -20.8% vs VTI -19.3%.
Should I hold both NSCR and VTI?
NSCR and VTI have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NSCR and VTI?
93.1% of NSCR's money is in holdings VTI also owns. 43.6% of VTI's is in holdings NSCR also owns. They hold 55 positions in common, counted across the 58 positions we hold weights for in NSCR and 3,463 in VTI.
Which pays a higher dividend, NSCR or VTI?
NSCR yields 2.07% while VTI yields 1.03%, so NSCR currently pays the higher dividend yield.
Is VTI better than NSCR?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.