NSCR vs VTI
Nuveen Sustainable Core ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NSCR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $6M | $666.9B | |
| Dividend Yield | 2.07% | 1.07% | |
| Holdings | 56 | 3,543 | |
| YTD Return | -17.77% | +13.14% | |
| 1Y Return | +10.55% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 14.6% | 15.3% | |
| Max Drawdown | -20.8% | -56.6% | |
| Fund Family | Nuveen | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 5, 2024 | May 24, 2001 |
NSCR vs VTI Performance
Nuveen Sustainable Core ETF (NSCR) is a ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NSCR returned +10.55% while VTI returned +22.35%. Year to date, NSCR is down 17.77% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.6% for NSCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.8% for NSCR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NSCR charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, NSCR currently yields 2.07% against 1.07% for VTI.
Holdings Overlap
NSCR and VTI share 54 holdings out of 2791 unique holdings combined, representing a 40.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NSCR or VTI?
NSCR has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, NSCR or VTI?
Over the past year NSCR returned +10.55% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NSCR annualized +3.19% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, NSCR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.6% for NSCR. Worst drawdown: NSCR -20.8% vs VTI -56.6%.
Should I hold both NSCR and VTI?
NSCR and VTI have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NSCR and VTI?
NSCR and VTI share 54 common holdings with a 40.4% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, NSCR or VTI?
NSCR yields 2.07% while VTI yields 1.07%, so NSCR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.