NUDV vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricNUDVSPYWinner
Expense Ratio0.26%0.09%
AUM$50M$789.1B
Dividend Yield2.15%1.01%
Holdings87505
YTD Return+14.59%+14.47%
1Y Return+21.05%+21.96%
3Y Return (annualized)+15.42%+21.70%
5Y Return (annualized)-+13.30%
Volatility (annualized)15.8%15.3%
Max Drawdown-20.1%-56.5%
Fund FamilyNuveenState Street Investment Management
CategoryEquityEquity
InceptionSep 27, 2021Jan 22, 1993

NUDV vs SPY Performance

Nuveen ESG Dividend ETF (NUDV) is a ETF from Nuveen and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year NUDV returned +21.05% while SPY returned +21.96%. Year to date, NUDV is up 14.59% versus a gain of 14.47% for SPY.

Over three years, NUDV compounded at +15.42% per year against +21.70% for SPY. Across the full 5-year window we track, NUDV has the edge at +10.23% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NUDV has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.1% for NUDV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NUDV charges 0.26% per year while SPY charges 0.09%. On a $10,000 position that is $26 vs $9 annually, a gap of $17 per year that compounds over a long holding period. On income, NUDV currently yields 2.15% against 1.01% for SPY.

Holdings Overlap

12.7%overlap

NUDV and SPY share 82 holdings out of 506 unique holdings combined, representing a 12.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NUDVWeight in SPYDifference
GS2.64%0.48%2.16%
KO2.58%0.50%2.08%
PG2.37%0.54%1.83%
ABBVProProPro
MRKProProPro
MSProProPro
CSCOProProPro
IBMProProPro
UNPProProPro
VZProProPro
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Frequently Asked Questions

Which is cheaper, NUDV or SPY?

NUDV has an expense ratio of 0.26% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, NUDV or SPY?

Over the past year NUDV returned +21.05% vs +21.96% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (5 years), NUDV annualized +10.23% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, NUDV or SPY?

NUDV has been the more volatile fund at 15.8% annualized versus 15.3% for SPY. Worst drawdown: NUDV -20.1% vs SPY -56.5%.

Should I hold both NUDV and SPY?

NUDV and SPY have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NUDV and SPY?

NUDV and SPY share 82 common holdings with a 12.7% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, NUDV or SPY?

NUDV yields 2.15% while SPY yields 1.01%, so NUDV currently pays the higher dividend yield.

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