NUDV vs SCHD

NUDV vs SCHD

Which is better, NUDV or SCHD?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. NUDV is less concentrated, with 22.6% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: NUDV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNUDVSCHD
Expense Ratio0.26%0.06%Best
AUM$54M$112.1B
Dividend Yield2.07%3.00%
Holdings86103
YTD Return+11.34%+24.59%Best
1Y Return+17.45%+28.14%Best
3Y Return (annualized)+14.79%+15.58%Best
5Y Return (annualized)+9.43%+9.90%Best
Volatility (annualized)15.7%14.9%Best
Max Drawdown-20.1%-16.9%Best
$10,000 over 5 years$15,692$16,032Best
Top 10 Weight22.6%Best41.8%
Fund FamilyNuveenCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionSep 27, 2021Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Sep 28, 2021 to Sep 10, 2026 (5 years).

NUDV vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

NUDV vs SCHD Performance

Nuveen ESG Dividend ETF (NUDV) is an ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NUDV returned +17.45% while SCHD returned +28.14%. Year to date, NUDV is up 11.34% versus a gain of 24.59% for SCHD.

Over three years, NUDV compounded at +14.79% per year against +15.58% for SCHD; over five years the annualized figures are +9.43% and +9.90% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NUDV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.1% for NUDV and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

NUDV charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, NUDV currently yields 2.07% against 3.00% for SCHD.

Holdings Overlap

NUDV already in SCHD19.9%
SCHD already in NUDV35.5%

19.9% of NUDV's money is in holdings SCHD also owns. 35.5% of SCHD's money is in holdings NUDV also owns.

The two portfolios partly overlap.

15 positions in common, counted across the 85 positions we hold weights for in NUDV and 100 in SCHD, against full books of 86 and 103.

What only one of them owns

Our book lists 84 positions for SCHD that do not appear in our book for NUDV (64.4% of the fund), and 68 for NUDV that do not appear in SCHD (78.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in NUDVWeight in SCHDDifference
MRKMerck & Co. Inc.2.40%4.77%2.37%
KOCoca Cola Co.2.64%4.17%1.53%
PGProcter & Gamble Company2.26%3.83%1.57%
VZVerizon Communications, Inc.2.01%3.97%1.96%
BMYBristol-Myers Squibb Co.1.54%3.33%1.79%
ACNAccenture Plc1.63%2.84%1.21%
ADPAutomatic Data Processing, Inc.1.42%2.79%1.37%
HDHome Depot Inc/The0.09%3.88%3.79%
OKEOneok Inc.1.37%1.47%0.10%
ADMArcher-Daniels-Midland Co.1.33%0.96%0.37%

35.5% of SCHD is already inside NUDV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

NUDVSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NUDV or SCHD?

NUDV has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, NUDV or SCHD?

Over the past year NUDV returned +17.45% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NUDV or SCHD?

NUDV has been the more volatile fund at 15.7% annualized versus 14.9% for SCHD. Worst drawdown: NUDV -20.1% vs SCHD -16.9%.

Should I hold both NUDV and SCHD?

NUDV and SCHD have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between NUDV and SCHD?

35.5% of SCHD's money is in holdings NUDV also owns. 35.5% of SCHD's is in holdings NUDV also owns. They hold 15 positions in common, counted across the 85 positions we hold weights for in NUDV and 100 in SCHD.

Which pays a higher dividend, NUDV or SCHD?

NUDV yields 2.07% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than NUDV?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. NUDV is less concentrated, with 22.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.