NUMV vs SCHD

NUMV vs SCHD

Which is better, NUMV or SCHD?

Mid Cap Value against Large Cap Value.

SCHD has a lower expense ratio. NUMV led over 3Y, SCHD over 1Y, 5Y and the full window. NUMV is less concentrated, with 20.9% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: NUMV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNUMVSCHD
Expense Ratio0.31%0.06%Best
AUM$446M$112.1B
Dividend Yield1.34%3.00%
Holdings95103
YTD Return+10.87%+24.23%Best
1Y Return+16.28%+27.90%Best
3Y Return (annualized)+16.27%Best+15.55%
5Y Return (annualized)+7.11%+9.97%Best
Volatility (annualized)18.3%15.4%Best
Max Drawdown-44.0%-33.4%Best
$10,000 over 5 years$14,098$16,083Best
Top 10 Weight20.9%Best41.8%
Fund FamilyNuveenCharles Schwab Asset Management
CategoryEquityEquity
StyleMid Cap ValueLarge Cap Value
InceptionDec 13, 2016Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Dec 14, 2016 to Sep 17, 2026 (9.8 years).

NUMV vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.8 years both funds cover.

NUMV vs SCHD Performance

Nuveen ESG Mid-Cap Value ETF (NUMV) is an ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NUMV returned +16.28% while SCHD returned +27.90%. Year to date, NUMV is up 10.87% versus a gain of 24.23% for SCHD.

Over three years, NUMV compounded at +16.27% per year against +15.55% for SCHD; over five years the annualized figures are +7.11% and +9.97% respectively. Across the full 10-year window we track, SCHD has the edge at +11.11% annualized vs +8.76%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NUMV has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 15.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.0% for NUMV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NUMV charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, NUMV currently yields 1.34% against 3.00% for SCHD.

Holdings Overlap

NUMV already in SCHD9.7%
SCHD already in NUMV7.4%

9.7% of NUMV's money is in holdings SCHD also owns. 7.4% of SCHD's money is in holdings NUMV also owns.

NUMV and SCHD share little of their money.

10 positions in common, counted across the 88 positions we hold weights for in NUMV and 100 in SCHD, against full books of 95 and 103.

What only one of them owns

Our book lists 89 positions for SCHD that do not appear in our book for NUMV (92.5% of the fund), and 76 for NUMV that do not appear in SCHD (86.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in NUMVWeight in SCHDDifference
ADMArcher-Daniels-Midland Co.2.06%0.96%1.10%
FITBFifth Third Bancorp1.27%1.19%0.08%
PAYXPaychex, Inc.1.35%1.00%0.35%
RFRegions Financial Corp.1.69%0.62%1.07%
TROWT Rowe Price Grp1.59%0.58%1.01%
GISGeneral Mills In0.81%0.54%0.27%
BRBroadridge Financial Solutions, Inc.0.81%0.51%0.30%
KMBKimberly-Clark Corp.0.13%0.87%0.74%
ARESAres Management Corp A0.01%0.74%0.73%
BBYBest Buy Co. Inc.0.02%0.38%0.36%

You are not choosing between two funds in isolation.

Whichever of NUMV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NUMVSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NUMV or SCHD?

NUMV has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option, by $25 a year on a $10,000 investment.

Which performed better, NUMV or SCHD?

Over the past year NUMV returned +16.28% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), NUMV annualized +8.76% vs +11.11% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NUMV or SCHD?

NUMV has been the more volatile fund at 18.3% annualized versus 15.4% for SCHD. Worst drawdown: NUMV -44.0% vs SCHD -33.4%.

Should I hold both NUMV and SCHD?

NUMV and SCHD have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between NUMV and SCHD?

9.7% of NUMV's money is in holdings SCHD also owns. 7.4% of SCHD's is in holdings NUMV also owns. They hold 10 positions in common, counted across the 88 positions we hold weights for in NUMV and 100 in SCHD.

Which pays a higher dividend, NUMV or SCHD?

NUMV yields 1.34% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than NUMV?

SCHD has a lower expense ratio. NUMV led over 3Y, SCHD over 1Y, 5Y and the full window. NUMV is less concentrated, with 20.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.