NUMV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricNUMVSCHDWinner
Expense Ratio0.31%0.06%
AUM$445M$103.7B
Dividend Yield1.44%3.31%
Holdings95104
YTD Return+15.58%+24.26%
1Y Return+25.70%+31.38%
3Y Return (annualized)+16.41%+15.08%
5Y Return (annualized)+7.97%+9.72%
Volatility (annualized)18.4%13.6%
Max Drawdown-44.0%-33.4%
Fund FamilyNuveenCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 13, 2016Oct 20, 2011

NUMV vs SCHD Performance

Nuveen ESG Mid-Cap Value ETF (NUMV) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NUMV returned +25.70% while SCHD returned +31.38%. Year to date, NUMV is up 15.58% versus a gain of 24.26% for SCHD.

Over three years, NUMV compounded at +16.41% per year against +15.08% for SCHD; over five years the annualized figures are +7.97% and +9.72% respectively. Across the full 10-year window we track, SCHD has the edge at +11.39% annualized vs +9.34%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NUMV has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.0% for NUMV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NUMV charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, NUMV currently yields 1.44% against 3.31% for SCHD.

Holdings Overlap

6.3%overlap

NUMV and SCHD share 11 holdings out of 183 unique holdings combined, representing a 6.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NUMVWeight in SCHDDifference
ADM1.92%1.07%0.85%
FITB1.28%1.35%0.07%
RF1.79%0.68%1.11%
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Frequently Asked Questions

Which is cheaper, NUMV or SCHD?

NUMV has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $25 per year of difference.

Which performed better, NUMV or SCHD?

Over the past year NUMV returned +25.70% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), NUMV annualized +9.34% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, NUMV or SCHD?

NUMV has been the more volatile fund at 18.4% annualized versus 13.6% for SCHD. Worst drawdown: NUMV -44.0% vs SCHD -33.4%.

Should I hold both NUMV and SCHD?

NUMV and SCHD have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NUMV and SCHD?

NUMV and SCHD share 11 common holdings with a 6.3% weight overlap. Combined, they hold 183 unique securities.

Which pays a higher dividend, NUMV or SCHD?

NUMV yields 1.44% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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