NXTI vs SCHD
Simplify Next Intangible Core Index ETF vs Schwab US Dividend Equity ETF
Which is better, NXTI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. NXTI led over the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NXTI | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $34M | $108.9B |
| Dividend Yield | 0.53% | 3.00% |
| Holdings | 201 | 206 |
| YTD Return | +13.76% | +23.29%Best |
| 1Y Return | +14.69% | +29.70%Best |
| 3Y Return (annualized) | - | +16.26% |
| 5Y Return (annualized) | - | +9.65% |
| Volatility (annualized) | 13.5% | 13.3%Best |
| Max Drawdown | -19.6% | -16.1%Best |
| $10,000 over 2.5 years | $15,334Best | $14,464 |
| Fund Family | Simplify Exchange Traded Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 15, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 16, 2024 to Oct 13, 2026 (2.5 years).
NXTI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
NXTI vs SCHD Performance
Simplify Next Intangible Core Index ETF (NXTI) is an ETF from Simplify Exchange Traded Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NXTI returned +14.69% while SCHD returned +29.70%. Year to date, NXTI is up 13.76% versus a gain of 23.29% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NXTI has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for NXTI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.23. They move largely independently of each other.
Fees and Cost Over Time
NXTI charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, NXTI currently yields 0.53% against 3.00% for SCHD.
Holdings Overlap
At least 38.5% of SCHD's money is in holdings NXTI also owns.
Stated as a floor: for NXTI, our book for it covers 91.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
19 positions in common, counted across the 200 positions we hold weights for in NXTI and 99 in SCHD, against full books of 201 and 206.
Top Shared Holdings
| Stock | Weight in NXTI | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 2.24% | 4.77% | 2.53% |
| KOCoca Cola Co. | 0.79% | 4.26% | 3.47% |
| QCOMQualcomm Inc. | 2.14% | 2.76% | 0.62% |
| UNHUnitedhealth Group Incorporated | 0.93% | 3.82% | 2.89% |
| HDHome Depot Inc/The | 0.72% | 3.75% | 3.03% |
| PEPPepsico Inc. | 0.39% | 3.63% | 3.24% |
| CMCSAComcast Corp-class A Cmcsa | 0.88% | 2.25% | 1.37% |
| BXBlackstone Group Inc. Class A | 0.41% | 2.39% | 1.98% |
| TGTTARGET CORP | 0.52% | 1.77% | 1.25% |
| UPSUnited Parcel Service, Inc | 0.32% | 1.87% | 1.55% |
38.5% of SCHD is already inside NXTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NXTI or SCHD?
NXTI has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, NXTI or SCHD?
Over the past year NXTI returned +14.69% vs +29.70% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NXTI or SCHD?
NXTI has been the more volatile fund at 13.5% annualized versus 13.3% for SCHD. Worst drawdown: NXTI -19.6% vs SCHD -16.1%.
Should I hold both NXTI and SCHD?
NXTI and SCHD have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NXTI and SCHD?
At least 38.5% of SCHD's money is in holdings NXTI also owns. Our book for NXTI is partial, so the real figure is this or higher. They hold 19 positions in common, counted across the 200 positions we hold weights for in NXTI and 99 in SCHD.
Which pays a higher dividend, NXTI or SCHD?
NXTI yields 0.53% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NXTI?
SCHD has a lower expense ratio. NXTI led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.