NXTI vs VTI
Simplify Next Intangible Core Index ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NXTI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $42M | $666.9B | |
| Dividend Yield | 0.56% | 1.07% | |
| Holdings | 202 | 3,543 | |
| YTD Return | +11.20% | +12.65% | |
| 1Y Return | +16.60% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -19.6% | -56.6% | |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 15, 2024 | May 24, 2001 |
NXTI vs VTI Performance
Simplify Next Intangible Core Index ETF (NXTI) is a ETF from Simplify Exchange Traded Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NXTI returned +16.60% while VTI returned +21.39%. Year to date, NXTI is up 11.20% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for NXTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for NXTI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NXTI charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, NXTI currently yields 0.56% against 1.07% for VTI.
Holdings Overlap
NXTI and VTI share 194 holdings out of 2794 unique holdings combined, representing a 23.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NXTI or VTI?
NXTI has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, NXTI or VTI?
Over the past year NXTI returned +16.60% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NXTI annualized +18.78% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, NXTI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.6% for NXTI. Worst drawdown: NXTI -19.6% vs VTI -56.6%.
Should I hold both NXTI and VTI?
NXTI and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NXTI and VTI?
NXTI and VTI share 194 common holdings with a 23.7% weight overlap. Combined, they hold 2794 unique securities.
Which pays a higher dividend, NXTI or VTI?
NXTI yields 0.56% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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