OPTZ vs QQQ
Optimize Strategy Index ETF vs Invesco QQQ Trust, Series 1
Which is better, OPTZ or QQQ?
Large Cap Value against Large Cap Growth.
QQQ has a lower expense ratio. OPTZ led over 1Y and the full window. OPTZ is less concentrated, with 23.2% of the fund in its ten largest positions against 47.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OPTZ | QQQ |
|---|---|---|
| Expense Ratio | 0.25% | 0.18%Best |
| AUM | $266M | $498.6B |
| Dividend Yield | 0.46% | 0.42% |
| Holdings | 339 | 321 |
| YTD Return | +25.16%Best | +22.09% |
| 1Y Return | +31.46%Best | +24.51% |
| 3Y Return (annualized) | - | +27.61% |
| 5Y Return (annualized) | - | +16.57% |
| Volatility (annualized) | 18.8% | 17.2%Best |
| Max Drawdown | -25.5% | -22.8%Best |
| $10,000 over 2.5 years | $18,280Best | $17,909 |
| Top 10 Weight | 23.2%Best | 47.2% |
| Fund Family | Optimize Financial | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Apr 23, 2024 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 23, 2024 to Oct 12, 2026 (2.5 years).
OPTZ vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
OPTZ vs QQQ Performance
Optimize Strategy Index ETF (OPTZ) is an ETF from Optimize Financial and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year OPTZ returned +31.46% while QQQ returned +24.51%. Year to date, OPTZ is up 25.16% versus a gain of 22.09% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OPTZ has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 17.2% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.5% for OPTZ and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OPTZ charges 0.25% per year while QQQ charges 0.18%. On a $10,000 position that is $25 vs $18 annually, a gap of $7 per year that compounds over a long holding period. On income, OPTZ currently yields 0.46% against 0.42% for QQQ.
Holdings Overlap
29.6% of OPTZ's money is in holdings QQQ also owns. 52.8% of QQQ's money is in holdings OPTZ also owns.
The two portfolios partly overlap.
30 positions in common, counted across the 336 positions we hold weights for in OPTZ and 102 in QQQ, against full books of 339 and 321.
What only one of them owns
Our book lists 66 positions for QQQ that do not appear in our book for OPTZ (44.9% of the fund), and 296 for OPTZ that do not appear in QQQ (64.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OPTZ | Weight in QQQ | Difference |
|---|---|---|---|
| NVDANvidia Corp | 1.32% | 8.45% | 7.13% |
| AAPLApple, Inc | 1.36% | 7.80% | 6.44% |
| MUMicron Technology, Inc. | 2.84% | 4.85% | 2.01% |
| MSFTMicrosoft Corp | 1.29% | 5.88% | 4.59% |
| AMDAdvanced Micro Devices Inc | 2.82% | 3.71% | 0.89% |
| AMZNAmazon.Com Inc | 0.29% | 4.41% | 4.12% |
| SNDKSandisk Corp/De | 3.45% | 1.07% | 2.38% |
| STXSeagate Technolo | 2.63% | 0.82% | 1.81% |
| LRCXLam Research Corp | 1.61% | 1.64% | 0.03% |
| AMATApplied Materials, Inc. | 1.50% | 1.60% | 0.10% |
52.8% of QQQ is already inside OPTZ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OPTZ or QQQ?
OPTZ has an expense ratio of 0.25% while QQQ charges 0.18%. QQQ is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, OPTZ or QQQ?
Over the past year OPTZ returned +31.46% vs +24.51% for QQQ, so OPTZ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OPTZ or QQQ?
OPTZ has been the more volatile fund at 18.8% annualized versus 17.2% for QQQ. Worst drawdown: OPTZ -25.5% vs QQQ -22.8%.
Should I hold both OPTZ and QQQ?
OPTZ and QQQ have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OPTZ and QQQ?
52.8% of QQQ's money is in holdings OPTZ also owns. 52.8% of QQQ's is in holdings OPTZ also owns. They hold 30 positions in common, counted across the 336 positions we hold weights for in OPTZ and 102 in QQQ.
Which pays a higher dividend, OPTZ or QQQ?
OPTZ yields 0.46% while QQQ yields 0.42%, so OPTZ currently pays the higher dividend yield.
Is QQQ better than OPTZ?
QQQ has a lower expense ratio. OPTZ led over 1Y and the full window. OPTZ is less concentrated, with 23.2% of the fund in its ten largest positions against 47.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.