PCLC vs VTI
Polen 5Perspectives Large Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PCLC or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PCLC | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $1M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 39 | 3,543 |
| YTD Return | +0.28% | +11.06%Best |
| 1Y Return | - | +15.41% |
| 3Y Return (annualized) | - | +20.48% |
| 5Y Return (annualized) | - | +11.52% |
| Top 10 Weight | 55.6% | 33.3%Best |
| Fund Family | Polen Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 18, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PCLC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PCLC vs VTI Performance
Polen 5Perspectives Large Growth ETF (PCLC) is an ETF from Polen Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PCLC is up 0.28% versus a gain of 11.06% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
PCLC charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, PCLC currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
78.1% of PCLC's money is in holdings VTI also owns. 33.9% of VTI's money is in holdings PCLC also owns.
Most of PCLC is already inside VTI. Owning both mostly buys the same companies twice.
29 positions in common, counted across the 39 positions we hold weights for in PCLC and 3,463 in VTI, against full books of 39 and 3,543.
What only one of them owns
Our book lists 1,121 positions for VTI that do not appear in our book for PCLC (63.6% of the fund), and 3 for PCLC that do not appear in VTI (6.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PCLC | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.37% | 6.40% | 1.97% |
| GOOGLAlphabet Inc,class A | 7.52% | 2.90% | 4.62% |
| AMZNAmazon.Com Inc | 5.78% | 3.65% | 2.13% |
| TSLATesla Inc | 7.37% | 1.22% | 6.15% |
| AAPLApple, Inc | 2.14% | 6.29% | 4.15% |
| AMDAdvanced Micro Devices Inc | 6.34% | 1.08% | 5.26% |
| MSFTMicrosoft Corp | 1.38% | 4.79% | 3.41% |
| AVGOBroadcom Inc | 3.36% | 2.56% | 0.80% |
| INTCIntel Corporation | 4.28% | 0.50% | 3.78% |
| CVNACarvana Co | 3.61% | 0.06% | 3.55% |
78.1% of PCLC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PCLC or VTI?
PCLC has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
What is the holdings overlap between PCLC and VTI?
78.1% of PCLC's money is in holdings VTI also owns. 33.9% of VTI's is in holdings PCLC also owns. They hold 29 positions in common, counted across the 39 positions we hold weights for in PCLC and 3,463 in VTI.
Which pays a higher dividend, PCLC or VTI?
PCLC yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PCLC?
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.