PTLC vs VOO
Pacer Trendpilot US Large Cap ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | PTLC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $3.4B | $997.4B | |
| Dividend Yield | 1.01% | 1.08% | |
| Holdings | 506 | 509 | |
| YTD Return | +7.11% | +12.68% | |
| 1Y Return | +14.42% | +21.87% | |
| 3Y Return (annualized) | +14.19% | +22.06% | |
| 5Y Return (annualized) | +9.59% | +12.95% | |
| Volatility (annualized) | 65348.8% | 14.1% | |
| Max Drawdown | -100.0% | -34.3% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 11, 2015 | Sep 7, 2010 |
PTLC vs VOO Performance
Pacer Trendpilot US Large Cap ETF (PTLC) is a ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PTLC returned +14.42% while VOO returned +21.87%. Year to date, PTLC is up 7.11% versus a gain of 12.68% for VOO.
Over three years, PTLC compounded at +14.19% per year against +22.06% for VOO; over five years the annualized figures are +9.59% and +12.95% respectively. Across the full 16-year window we track, PTLC has the edge at +36.87% annualized vs +13.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTLC has been the more volatile fund, with annualized monthly volatility of 65348.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -100.0% for PTLC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PTLC charges 0.60% per year while VOO charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, PTLC currently yields 1.01% against 1.08% for VOO.
Holdings Overlap
PTLC and VOO share 484 holdings out of 514 unique holdings combined, representing a 96.2% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, PTLC or VOO?
PTLC has an expense ratio of 0.60% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, PTLC or VOO?
Over the past year PTLC returned +14.42% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), PTLC annualized +36.87% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, PTLC or VOO?
PTLC has been the more volatile fund at 65348.8% annualized versus 14.1% for VOO. Worst drawdown: PTLC -100.0% vs VOO -34.3%.
Should I hold both PTLC and VOO?
PTLC and VOO have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PTLC and VOO?
PTLC and VOO share 484 common holdings with a 96.2% weight overlap. Combined, they hold 514 unique securities.
Which pays a higher dividend, PTLC or VOO?
PTLC yields 1.01% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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