QQQ vs XBFR

QQQ vs XBFR

Which is better, QQQ or XBFR?

Large Cap Growth against Option Writing.

QQQ has a lower expense ratio. XBFR is less concentrated, with 38.1% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQLess Concentrated: XBFR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQXBFR
Expense Ratio0.18%Best0.79%
AUM$483.5B$47M
Dividend Yield0.44%0.10%
Holdings107400
YTD Return+17.95%Best+6.59%
1Y Return+21.77%-
3Y Return (annualized)+25.63%-
5Y Return (annualized)+15.24%-
Top 10 Weight46.5%38.1%Best
Fund FamilyInvesco (US)Innovator ETFs Trust
CategoryEquityAlternative
StyleLarge Cap GrowthOption Writing
InceptionMar 10, 1999Feb 24, 2026

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

QQQ vs XBFR growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

QQQ vs XBFR Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Innovator Equity Managed 10 Buffer ETF (XBFR) is an ETF from Innovator ETFs Trust. Year to date, QQQ is up 17.95% versus a gain of 6.59% for XBFR.

Past performance does not guarantee future results.

Fees and Cost Over Time

QQQ charges 0.18% per year while XBFR charges 0.79%. On a $10,000 position that is $18 vs $79 annually, a gap of $61 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.10% for XBFR.

Holdings Overlap

QQQ already in XBFR74.1%
XBFR already in QQQ51.5%

74.1% of QQQ's money is in holdings XBFR also owns. 51.5% of XBFR's money is in holdings QQQ also owns.

Most of QQQ is already inside XBFR. Owning both mostly buys the same companies twice.

38 positions in common, counted across the 102 positions we hold weights for in QQQ and 182 in XBFR, against full books of 107 and 400.

What only one of them owns

Our book lists 136 positions for XBFR that do not appear in our book for QQQ (45.0% of the fund), and 58 for QQQ that do not appear in XBFR (23.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQWeight in XBFRDifference
NVDANvidia Corp8.44%7.88%0.56%
AAPLApple, Inc7.27%7.15%0.12%
MSFTMicrosoft Corp5.76%5.68%0.08%
AMZNAmazon.Com Inc4.67%3.81%0.86%
GOOGLAlphabet Inc,class A3.36%3.03%0.33%
MUMicron Technology, Inc.4.43%1.71%2.72%
GOOGAlphabet Inc3.13%2.57%0.56%
AVGOBroadcom Inc3.16%2.46%0.70%
AMDAdvanced Micro Devices Inc3.45%1.23%2.22%
METAMeta Platforms Inc2.78%1.90%0.88%

74.1% of QQQ is already inside XBFR.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QQQXBFR

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or XBFR?

QQQ has an expense ratio of 0.18% while XBFR charges 0.79%. QQQ is the cheaper option, by $61 a year on a $10,000 investment.

What is the holdings overlap between QQQ and XBFR?

74.1% of QQQ's money is in holdings XBFR also owns. 51.5% of XBFR's is in holdings QQQ also owns. They hold 38 positions in common, counted across the 102 positions we hold weights for in QQQ and 182 in XBFR.

Which pays a higher dividend, QQQ or XBFR?

QQQ yields 0.44% while XBFR yields 0.10%, so QQQ currently pays the higher dividend yield.

Is XBFR better than QQQ?

QQQ has a lower expense ratio. XBFR is less concentrated, with 38.1% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.