VYM vs XBFR
Vanguard High Dividend Yield ETF vs Innovator Equity Managed 10 Buffer ETF
Which is better, VYM or XBFR?
Large Cap Value against Option Writing.
VYM has a lower expense ratio. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 38.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XBFR |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.79% |
| AUM | $81.6B | $47M |
| Dividend Yield | 2.22% | 0.10% |
| Holdings | 613 | 400 |
| YTD Return | +11.35%Best | +6.59% |
| 1Y Return | +15.34% | - |
| 3Y Return (annualized) | +17.22% | - |
| 5Y Return (annualized) | +12.30% | - |
| Top 10 Weight | 26.1%Best | 38.1% |
| Fund Family | Vanguard (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Nov 10, 2006 | Feb 24, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VYM vs XBFR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VYM vs XBFR Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Innovator Equity Managed 10 Buffer ETF (XBFR) is an ETF from Innovator ETFs Trust. Year to date, VYM is up 11.35% versus a gain of 6.59% for XBFR.
Past performance does not guarantee future results.
Fees and Cost Over Time
VYM charges 0.04% per year while XBFR charges 0.79%. On a $10,000 position that is $4 vs $79 annually, a gap of $75 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.10% for XBFR.
Holdings Overlap
47.7% of VYM's money is in holdings XBFR also owns. 31.1% of XBFR's money is in holdings VYM also owns.
The two portfolios partly overlap.
64 positions in common, counted across the 557 positions we hold weights for in VYM and 182 in XBFR, against full books of 613 and 400.
What only one of them owns
Our book lists 110 positions for XBFR that do not appear in our book for VYM (65.3% of the fund), and 464 for VYM that do not appear in XBFR (49.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VYM | Weight in XBFR | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 7.35% | 2.46% | 4.89% |
| JPMJpmorgan Chase | 3.82% | 1.69% | 2.13% |
| XOMExxon Mobil Corp. | 2.63% | 1.22% | 1.41% |
| JNJJohnson & Johnson - Common | 2.51% | 1.28% | 1.23% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.86% | 0.84% | 1.02% |
| ABBVAbbvie Inc. | 1.80% | 0.86% | 0.94% |
| BACBank of America Corp.: Financials | 1.66% | 0.87% | 0.79% |
| UNHUnitedhealth Group Incorporated | 1.52% | 0.83% | 0.69% |
| CVXChevron Corp | 1.48% | 0.86% | 0.62% |
| CATCaterpillar, Inc. | 1.50% | 0.76% | 0.74% |
47.7% of VYM is already inside XBFR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XBFR?
VYM has an expense ratio of 0.04% while XBFR charges 0.79%. VYM is the cheaper option, by $75 a year on a $10,000 investment.
What is the holdings overlap between VYM and XBFR?
47.7% of VYM's money is in holdings XBFR also owns. 31.1% of XBFR's is in holdings VYM also owns. They hold 64 positions in common, counted across the 557 positions we hold weights for in VYM and 182 in XBFR.
Which pays a higher dividend, VYM or XBFR?
VYM yields 2.22% while XBFR yields 0.10%, so VYM currently pays the higher dividend yield.
Is XBFR better than VYM?
VYM has a lower expense ratio. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.