QUSA vs VTI
VistaShares Target 15 USA Quality Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QUSA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.97% | 0.03% | |
| AUM | $22M | $666.9B | |
| Dividend Yield | 15.57% | 1.07% | |
| Holdings | 97 | 3,543 | |
| YTD Return | +9.87% | +13.14% | |
| 1Y Return | +5.10% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 10.1% | 15.3% | |
| Max Drawdown | -9.5% | -56.6% | |
| Fund Family | VistaShares | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 6, 2025 | May 24, 2001 |
QUSA vs VTI Performance
VistaShares Target 15 USA Quality Income ETF (QUSA) is a ETF from VistaShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QUSA returned +5.10% while VTI returned +22.35%. Year to date, QUSA is up 9.87% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.1% for QUSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.5% for QUSA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QUSA charges 0.97% per year while VTI charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, QUSA currently yields 15.57% against 1.07% for VTI.
Holdings Overlap
QUSA and VTI share 28 holdings out of 2789 unique holdings combined, representing a 33.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QUSA or VTI?
QUSA has an expense ratio of 0.97% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, QUSA or VTI?
Over the past year QUSA returned +5.10% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), QUSA annualized +7.96% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, QUSA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 10.1% for QUSA. Worst drawdown: QUSA -9.5% vs VTI -56.6%.
Should I hold both QUSA and VTI?
QUSA and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QUSA and VTI?
QUSA and VTI share 28 common holdings with a 33.7% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, QUSA or VTI?
QUSA yields 15.57% while VTI yields 1.07%, so QUSA currently pays the higher dividend yield.
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