RAA vs VOO
SMI 3Fourteen REAL Asset Allocation ETF vs Vanguard S&P 500 ETF
Which is better, RAA or VOO?
Each has led over a different period.
VOO has a lower expense ratio. RAA led over 5Y, VOO over 1Y, 3Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 57.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RAA | VOO |
|---|---|---|
| Expense Ratio | 0.85% | 0.03%Best |
| AUM | $616M | $997.4B |
| Dividend Yield | 2.06% | 1.04% |
| Holdings | 185 | 509 |
| YTD Return | +9.65% | +11.48%Best |
| 1Y Return | +13.45% | +15.94%Best |
| 3Y Return (annualized) | +14.37% | +21.01%Best |
| 5Y Return (annualized) | +14.37%Best | +12.66% |
| Volatility (annualized) | 58.7% | 14.1%Best |
| Max Drawdown | -11.8%Best | -34.3% |
| $10,000 over 5 years | $19,569Best | $18,149 |
| Top 10 Weight | 57.0% | 37.6%Best |
| Fund Family | 3FourteenSMI | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 26, 2025 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 15, 2026 (16 years).
RAA vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
RAA vs VOO Performance
SMI 3Fourteen REAL Asset Allocation ETF (RAA) is an ETF from 3FourteenSMI and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year RAA returned +13.45% while VOO returned +15.94%. Year to date, RAA is up 9.65% versus a gain of 11.48% for VOO.
Over three years, RAA compounded at +14.37% per year against +21.01% for VOO; over five years the annualized figures are +14.37% and +12.66% respectively. Across the full 16-year window we track, VOO has the edge at +13.34% annualized vs +4.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RAA has been the more volatile fund, with annualized monthly volatility of 58.7% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.8% for RAA and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.02. They move largely independently of each other.
Fees and Cost Over Time
RAA charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, RAA currently yields 2.06% against 1.04% for VOO.
Holdings Overlap
27.7% of RAA's money is in holdings VOO also owns. 59.5% of VOO's money is in holdings RAA also owns.
The two portfolios partly overlap.
129 positions in common, counted across the 180 positions we hold weights for in RAA and 494 in VOO, against full books of 185 and 509.
What only one of them owns
Our book lists 358 positions for VOO that do not appear in our book for RAA (39.6% of the fund), and 35 for RAA that do not appear in VOO (68.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RAA | Weight in VOO | Difference |
|---|---|---|---|
| NVDANvidia Corp | 1.34% | 7.55% | 6.21% |
| AAPLApple, Inc | 1.33% | 7.05% | 5.72% |
| MSFTMicrosoft Corp | 0.94% | 5.36% | 4.42% |
| AMZNAmazon.Com Inc | 0.63% | 4.13% | 3.50% |
| GOOGLAlphabet Inc,class A | 0.48% | 3.24% | 2.76% |
| AVGOBroadcom Inc | 0.45% | 2.86% | 2.41% |
| GOOGAlphabet Inc | 0.45% | 2.62% | 2.17% |
| METAMeta Platforms Inc | 0.43% | 1.90% | 1.47% |
| MUMicron Technology, Inc. | 0.81% | 1.44% | 0.63% |
| TSLATesla Inc | 0.47% | 1.36% | 0.89% |
59.5% of VOO is already inside RAA.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, RAA or VOO?
RAA has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, RAA or VOO?
Over the past year RAA returned +13.45% vs +15.94% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), RAA annualized +4.95% vs +13.34% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RAA or VOO?
RAA has been the more volatile fund at 58.7% annualized versus 14.1% for VOO. Worst drawdown: RAA -11.8% vs VOO -34.3%.
Should I hold both RAA and VOO?
RAA and VOO have a monthly-return correlation of -0.02, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RAA and VOO?
59.5% of VOO's money is in holdings RAA also owns. 59.5% of VOO's is in holdings RAA also owns. They hold 129 positions in common, counted across the 180 positions we hold weights for in RAA and 494 in VOO.
Which pays a higher dividend, RAA or VOO?
RAA yields 2.06% while VOO yields 1.04%, so RAA currently pays the higher dividend yield.
Is VOO better than RAA?
VOO has a lower expense ratio. RAA led over 5Y, VOO over 1Y, 3Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 57.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.