RAUS vs SCHD
RACWI US ETF vs Schwab US Dividend Equity ETF
Which is better, RAUS or SCHD?
All Cap Blend against Large Cap Value.
RAUS has a lower expense ratio. SCHD led over 1Y and the full window. RAUS is less concentrated, with 40.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RAUS | SCHD |
|---|---|---|
| Expense Ratio | 0.00%Best | 0.06% |
| AUM | $60M | $112.1B |
| Dividend Yield | 0.22% | 3.00% |
| Holdings | 520 | 103 |
| YTD Return | +14.97% | +23.68%Best |
| 1Y Return | +18.67% | +28.36%Best |
| 3Y Return (annualized) | - | +16.20% |
| 5Y Return (annualized) | - | +10.07% |
| Volatility (annualized) | 12.8%Best | 13.7% |
| Max Drawdown | -8.6% | -4.6%Best |
| $10,000 over 1 years | $12,008 | $12,649Best |
| Top 10 Weight | 40.6%Best | 41.8% |
| Fund Family | RAFI Indices | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Sep 11, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 12, 2025 to Sep 22, 2026 (1 years).
RAUS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
RAUS vs SCHD Performance
RACWI US ETF (RAUS) is an ETF from RAFI Indices and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RAUS returned +18.67% while SCHD returned +28.36%. Year to date, RAUS is up 14.97% versus a gain of 23.68% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.8% for RAUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.6% for RAUS and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
RAUS charges 0.00% per year while SCHD charges 0.06%. On a $10,000 position that is $0 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, RAUS currently yields 0.22% against 3.00% for SCHD.
Holdings Overlap
8.3% of RAUS's money is in holdings SCHD also owns. 95.1% of SCHD's money is in holdings RAUS also owns.
Most of SCHD is already inside RAUS. Owning both mostly buys the same companies twice.
52 positions in common, counted across the 515 positions we hold weights for in RAUS and 100 in SCHD, against full books of 520 and 103.
What only one of them owns
Our book lists 47 positions for SCHD that do not appear in our book for RAUS (4.8% of the fund), and 432 for RAUS that do not appear in SCHD (91.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RAUS | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.59% | 4.77% | 4.18% |
| AMGNAmgen Inc. | 0.37% | 4.70% | 4.33% |
| ABTAbbott Laboratories | 0.29% | 4.69% | 4.40% |
| KOCoca Cola Co. | 0.48% | 4.17% | 3.69% |
| CVXChevron Corp | 0.62% | 4.02% | 3.40% |
| UNHUnitedhealth Group Incorporated | 0.55% | 3.82% | 3.27% |
| PGProcter & Gamble Company | 0.54% | 3.83% | 3.29% |
| HDHome Depot Inc/The | 0.49% | 3.88% | 3.39% |
| VZVerizon Communic | 0.30% | 3.97% | 3.67% |
| COPConocophillips Common Stock USD 0.01 | 0.26% | 3.94% | 3.68% |
95.1% of SCHD is already inside RAUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RAUS or SCHD?
RAUS has an expense ratio of 0.00% while SCHD charges 0.06%. RAUS is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, RAUS or SCHD?
Over the past year RAUS returned +18.67% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RAUS annualized +20.08% vs +26.49% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RAUS or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 12.8% for RAUS. Worst drawdown: RAUS -8.6% vs SCHD -4.6%.
Should I hold both RAUS and SCHD?
RAUS and SCHD have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RAUS and SCHD?
95.1% of SCHD's money is in holdings RAUS also owns. 95.1% of SCHD's is in holdings RAUS also owns. They hold 52 positions in common, counted across the 515 positions we hold weights for in RAUS and 100 in SCHD.
Which pays a higher dividend, RAUS or SCHD?
RAUS yields 0.22% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RAUS?
RAUS has a lower expense ratio. SCHD led over 1Y and the full window. RAUS is less concentrated, with 40.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.