RDVI vs VTI
FT Vest Rising Dividend Achievers Target Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RDVI or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. RDVI is less concentrated, with 23.7% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RDVI | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $3.7B | $666.9B |
| Dividend Yield | 7.89% | 1.03% |
| Holdings | 73 | 3,543 |
| YTD Return | +8.76% | +13.14%Best |
| 1Y Return | +13.59% | +16.63%Best |
| 3Y Return (annualized) | +17.99% | +22.30%Best |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 15.1% | 13.3%Best |
| Max Drawdown | -18.4%Best | -19.3% |
| $10,000 over 3.9 years | $19,114 | $21,627Best |
| Top 10 Weight | 23.7%Best | 33.3% |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 19, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 20, 2022 to Sep 23, 2026 (3.9 years).
RDVI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
RDVI vs VTI Performance
FT Vest Rising Dividend Achievers Target Income ETF (RDVI) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RDVI returned +13.59% while VTI returned +16.63%. Year to date, RDVI is up 8.76% versus a gain of 13.14% for VTI.
Over three years, RDVI compounded at +17.99% per year against +22.30% for VTI. Across the full 4-year window we track, VTI has the edge at +21.87% annualized vs +18.07%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RDVI has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for RDVI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RDVI charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, RDVI currently yields 7.89% against 1.03% for VTI.
Holdings Overlap
97.9% of RDVI's money is in holdings VTI also owns. 34.9% of VTI's money is in holdings RDVI also owns.
Most of RDVI is already inside VTI. Owning both mostly buys the same companies twice.
69 positions in common, counted across the 71 positions we hold weights for in RDVI and 3,463 in VTI, against full books of 73 and 3,543.
What only one of them owns
Our book lists 1,080 positions for VTI that do not appear in our book for RDVI (62.5% of the fund), and 0 for RDVI that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RDVI | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 2.10% | 6.40% | 4.30% |
| AAPLApple, Inc | 1.57% | 6.29% | 4.72% |
| MSFTMicrosoft Corp | 1.96% | 4.79% | 2.83% |
| GOOGLAlphabet Inc,class A | 2.01% | 2.90% | 0.89% |
| LRCXLrcx Uw Equity | 3.06% | 0.51% | 2.55% |
| AMATApplied Materials, Inc. | 2.96% | 0.56% | 2.40% |
| JPMJpmorgan Chase | 2.06% | 1.31% | 0.75% |
| METAMeta Platforms Inc | 1.52% | 1.70% | 0.18% |
| VVisa Inc Class A | 2.01% | 0.83% | 1.18% |
| MUMicron Technology, Inc. | 1.51% | 1.29% | 0.22% |
97.9% of RDVI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RDVI or VTI?
RDVI has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, RDVI or VTI?
Over the past year RDVI returned +13.59% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), RDVI annualized +18.07% vs +21.87% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RDVI or VTI?
RDVI has been the more volatile fund at 15.1% annualized versus 13.3% for VTI. Worst drawdown: RDVI -18.4% vs VTI -19.3%.
Should I hold both RDVI and VTI?
RDVI and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RDVI and VTI?
97.9% of RDVI's money is in holdings VTI also owns. 34.9% of VTI's is in holdings RDVI also owns. They hold 69 positions in common, counted across the 71 positions we hold weights for in RDVI and 3,463 in VTI.
Which pays a higher dividend, RDVI or VTI?
RDVI yields 7.89% while VTI yields 1.03%, so RDVI currently pays the higher dividend yield.
Is VTI better than RDVI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. RDVI is less concentrated, with 23.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.