ROE vs SCHD

ROE vs SCHD

Which is better, ROE or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. ROE led over 3Y and the full window, SCHD over 1Y. ROE is less concentrated, with 13.6% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: ROE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricROESCHD
Expense Ratio0.49%0.06%Best
AUM$281M$112.1B
Dividend Yield0.98%3.00%
Holdings102103
YTD Return+20.46%+23.46%Best
1Y Return+26.42%+27.20%Best
3Y Return (annualized)+23.12%Best+15.41%
5Y Return (annualized)-+10.16%
Volatility (annualized)14.4%13.6%Best
Max Drawdown-19.1%-16.1%Best
$10,000 over 3.1 years$17,616Best$14,921
Top 10 Weight13.6%Best41.8%
Fund FamilyAstoria Portfolio AdvisorsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionAug 1, 2023Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 1, 2023 to Sep 18, 2026 (3.1 years).

ROE vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.

ROE vs SCHD Performance

Astoria US Equal Weight Quality Kings ETF (ROE) is an ETF from Astoria Portfolio Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ROE returned +26.42% while SCHD returned +27.20%. Year to date, ROE is up 20.46% versus a gain of 23.46% for SCHD.

Over three years, ROE compounded at +23.12% per year against +15.41% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ROE has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for ROE and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ROE charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, ROE currently yields 0.98% against 3.00% for SCHD.

Holdings Overlap

ROE already in SCHD10.3%
SCHD already in ROE21.7%

10.3% of ROE's money is in holdings SCHD also owns. 21.7% of SCHD's money is in holdings ROE also owns.

SCHD and ROE share little of their money.

10 positions in common, counted across the 101 positions we hold weights for in ROE and 100 in SCHD, against full books of 102 and 103.

What only one of them owns

Our book lists 89 positions for SCHD that do not appear in our book for ROE (78.2% of the fund), and 88 for ROE that do not appear in SCHD (87.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ROEWeight in SCHDDifference
VZVerizon Communic1.06%3.97%2.91%
TXNTexas Instrument Inc0.83%3.13%2.30%
LMTLockheed Martin Corp1.10%2.78%1.68%
MOAltria Group Inc0.92%2.79%1.87%
CMCSAComcast Corp-class A Cmcsa1.14%2.31%1.17%
QCOMQualcomm Inc.0.77%2.52%1.75%
EOGEog Resources Inc1.05%1.88%0.83%
TGTTarget Corp Common Stock Usd.08331.13%1.78%0.65%
APAApa Corp1.27%0.37%0.90%
ALVAllianz Ag0.99%0.20%0.79%

21.7% of SCHD is already inside ROE.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ROESCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ROE or SCHD?

ROE has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.

Which performed better, ROE or SCHD?

Over the past year ROE returned +26.42% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ROE or SCHD?

ROE has been the more volatile fund at 14.4% annualized versus 13.6% for SCHD. Worst drawdown: ROE -19.1% vs SCHD -16.1%.

Should I hold both ROE and SCHD?

ROE and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between ROE and SCHD?

21.7% of SCHD's money is in holdings ROE also owns. 21.7% of SCHD's is in holdings ROE also owns. They hold 10 positions in common, counted across the 101 positions we hold weights for in ROE and 100 in SCHD.

Which pays a higher dividend, ROE or SCHD?

ROE yields 0.98% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than ROE?

SCHD has a lower expense ratio. ROE led over 3Y and the full window, SCHD over 1Y. ROE is less concentrated, with 13.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.