ROE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. ROE delivered stronger 1-year returns. ROE offers more diversification with 101 holdings.

Lower Fees: SCHDHigher Returns: ROEMore Diversified: ROE

Side-by-Side Comparison

MetricROESCHDWinner
Expense Ratio0.49%0.06%
AUM$262M$103.7B
Dividend Yield1.00%3.31%
Holdings102104
YTD Return+23.25%+24.26%
1Y Return+37.10%+31.38%
3Y Return (annualized)+22.21%+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)14.5%13.6%
Max Drawdown-19.1%-33.4%
Fund FamilyAstoria Portfolio AdvisorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 1, 2023Oct 20, 2011

ROE vs SCHD Performance

Astoria US Equal Weight Quality Kings ETF (ROE) is a ETF from Astoria Portfolio Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ROE returned +37.10% while SCHD returned +31.38%. Year to date, ROE is up 23.25% versus a gain of 24.26% for SCHD.

Over three years, ROE compounded at +22.21% per year against +15.08% for SCHD. Across the full 3-year window we track, ROE has the edge at +21.80% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ROE has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for ROE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ROE charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, ROE currently yields 1.00% against 3.31% for SCHD.

Holdings Overlap

8.6%overlap

ROE and SCHD share 11 holdings out of 190 unique holdings combined, representing a 8.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ROEWeight in SCHDDifference
TXN1.29%3.70%2.41%
VZ1.00%3.68%2.68%
MO0.99%3.15%2.16%
QCOMProProPro
LMTProProPro
CMCSAProProPro
EOGProProPro
TGTProProPro
APAProProPro
ALVProProPro
See all 10 holdings ROE shares with SCHD
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Frequently Asked Questions

Which is cheaper, ROE or SCHD?

ROE has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

Which performed better, ROE or SCHD?

Over the past year ROE returned +37.10% vs +31.38% for SCHD, so ROE leads on 1-year performance. Over the longest common window we track (3 years), ROE annualized +21.80% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, ROE or SCHD?

ROE has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: ROE -19.1% vs SCHD -33.4%.

Should I hold both ROE and SCHD?

ROE and SCHD have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ROE and SCHD?

ROE and SCHD share 11 common holdings with a 8.6% weight overlap. Combined, they hold 190 unique securities.

Which pays a higher dividend, ROE or SCHD?

ROE yields 1.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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