ROE vs VTI

ROE vs VTI

Which is better, ROE or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. ROE led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.95. ROE is less concentrated, with 13.6% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: ROELess Concentrated: ROE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricROEVTI
Expense Ratio0.49%0.03%Best
AUM$281M$666.9B
Dividend Yield0.98%1.03%
Holdings1023,543
YTD Return+20.46%Best+12.30%
1Y Return+26.42%Best+16.08%
3Y Return (annualized)+23.12%Best+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)14.4%13.2%Best
Max Drawdown-19.1%Best-19.3%
$10,000 over 3.1 years$17,616Best$17,054
Top 10 Weight13.6%Best33.3%
Fund FamilyAstoria Portfolio AdvisorsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionAug 1, 2023May 24, 2001

Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 1, 2023 to Sep 18, 2026 (3.1 years).

ROE vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.

ROE vs VTI Performance

Astoria US Equal Weight Quality Kings ETF (ROE) is an ETF from Astoria Portfolio Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ROE returned +26.42% while VTI returned +16.08%. Year to date, ROE is up 20.46% versus a gain of 12.30% for VTI.

Over three years, ROE compounded at +23.12% per year against +21.01% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ROE has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for ROE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ROE charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, ROE currently yields 0.98% against 1.03% for VTI.

Holdings Overlap

ROE already in VTI95.6%
VTI already in ROE51.0%

95.6% of ROE's money is in holdings VTI also owns. 51.0% of VTI's money is in holdings ROE also owns.

Most of ROE is already inside VTI. Owning both mostly buys the same companies twice.

96 positions in common, counted across the 101 positions we hold weights for in ROE and 3,463 in VTI, against full books of 102 and 3,543.

What only one of them owns

Our book lists 1,056 positions for VTI that do not appear in our book for ROE (46.5% of the fund), and 4 for ROE that do not appear in VTI (3.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ROEWeight in VTIDifference
NVDANvidia Corp1.09%6.40%5.31%
AAPLApple, Inc1.12%6.29%5.17%
MSFTMicrosoft Corp1.39%4.79%3.40%
AMZNAmazon.Com Inc1.11%3.65%2.54%
GOOGLAlphabet Inc,class A0.97%2.90%1.93%
AVGOBroadcom Inc0.93%2.56%1.63%
METAMeta Platforms Inc1.01%1.70%0.69%
LLYEli Lilly & Co.1.00%1.35%0.35%
JPMJpmorgan Chase1.03%1.31%0.28%
BRK.BBerkshire Hathaway Inc Brk/B Us Equity0.98%1.28%0.30%

95.6% of ROE is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ROEVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ROE or VTI?

ROE has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, ROE or VTI?

Over the past year ROE returned +26.42% vs +16.08% for VTI, so ROE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ROE or VTI?

ROE has been the more volatile fund at 14.4% annualized versus 13.2% for VTI. Worst drawdown: ROE -19.1% vs VTI -19.3%.

Should I hold both ROE and VTI?

ROE and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between ROE and VTI?

95.6% of ROE's money is in holdings VTI also owns. 51.0% of VTI's is in holdings ROE also owns. They hold 96 positions in common, counted across the 101 positions we hold weights for in ROE and 3,463 in VTI.

Which pays a higher dividend, ROE or VTI?

ROE yields 0.98% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than ROE?

VTI has a lower expense ratio. ROE led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.95. ROE is less concentrated, with 13.6% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.