ROE vs VTI

Quick Verdict

VTI has a lower expense ratio. ROE delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: ROEMore Diversified: VTI

Side-by-Side Comparison

MetricROEVTIWinner
Expense Ratio0.49%0.03%
AUM$262M$663.5B
Dividend Yield1.00%1.07%
Holdings1023,543
YTD Return+24.49%+14.96%
1Y Return+34.96%+22.39%
3Y Return (annualized)+23.06%+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)14.6%15.4%
Max Drawdown-19.1%-56.6%
Fund FamilyAstoria Portfolio AdvisorsVanguard (US)
CategoryEquityEquity
InceptionAug 1, 2023May 24, 2001

ROE vs VTI Performance

Astoria US Equal Weight Quality Kings ETF (ROE) is a ETF from Astoria Portfolio Advisors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ROE returned +34.96% while VTI returned +22.39%. Year to date, ROE is up 24.49% versus a gain of 14.96% for VTI.

Over three years, ROE compounded at +23.06% per year against +21.51% for VTI. Across the full 3-year window we track, ROE has the edge at +22.07% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 14.6% for ROE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for ROE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ROE charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, ROE currently yields 1.00% against 1.07% for VTI.

Holdings Overlap

27.9%overlap

ROE and VTI share 91 holdings out of 2793 unique holdings combined, representing a 27.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ROEWeight in VTIDifference
NVDA1.03%6.32%5.29%
AAPL0.98%5.84%4.86%
MSFT1.00%3.81%2.81%
AMZNProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
METAProProPro
TSLAProProPro
LLYProProPro
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Frequently Asked Questions

Which is cheaper, ROE or VTI?

ROE has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, ROE or VTI?

Over the past year ROE returned +34.96% vs +22.39% for VTI, so ROE leads on 1-year performance. Over the longest common window we track (3 years), ROE annualized +22.07% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, ROE or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 14.6% for ROE. Worst drawdown: ROE -19.1% vs VTI -56.6%.

Should I hold both ROE and VTI?

ROE and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between ROE and VTI?

ROE and VTI share 91 common holdings with a 27.9% weight overlap. Combined, they hold 2793 unique securities.

Which pays a higher dividend, ROE or VTI?

ROE yields 1.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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