RSPA vs VTI
Invesco S&P 500 Equal Weight Income Advantage ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RSPA or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSPA | VTI |
|---|---|---|
| Expense Ratio | 0.29% | 0.03%Best |
| AUM | $1.2B | $666.9B |
| Dividend Yield | 8.95% | 1.03% |
| Holdings | 525 | 3,543 |
| YTD Return | +10.82% | +12.57%Best |
| 1Y Return | +14.62% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 8.8%Best | 12.5% |
| Max Drawdown | -15.4%Best | -19.3% |
| $10,000 over 2.2 years | $12,872 | $14,120Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jul 17, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 17, 2024 to Sep 11, 2026 (2.2 years).
RSPA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
RSPA vs VTI Performance
Invesco S&P 500 Equal Weight Income Advantage ETF (RSPA) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RSPA returned +14.62% while VTI returned +17.22%. Year to date, RSPA is up 10.82% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 8.8% for RSPA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for RSPA and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSPA charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, RSPA currently yields 8.95% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 442 holdings in RSPA and 2,787 in VTI, totalling 86.3% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 404 positions appear in both.
404 positions in common, counted across the 442 positions we hold weights for in RSPA and 2,787 in VTI, against full books of 525 and 3,543.
Top Shared Holdings
| Stock | Weight in RSPA | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 0.17% | 3.81% | 3.64% |
| AMZNAmazon.Com Inc | 0.16% | 3.17% | 3.01% |
| GOOGLAlphabet A Usd 0.001 | 0.08% | 2.88% | 2.80% |
| AVGOBroadcom Inc | 0.16% | 2.46% | 2.30% |
| GOOGAlphabet Inc | 0.07% | 2.27% | 2.20% |
| MUMicron Technology, Inc. | 0.14% | 1.79% | 1.65% |
| TSLATesla Inc | 0.12% | 1.63% | 1.51% |
| LLYEli Lilly & Co. | 0.14% | 1.40% | 1.26% |
| JPMJpmorgan Chase & Co. | 0.33% | 1.11% | 0.78% |
| BRK.BBerkshire Hathaway B | 0.15% | 1.24% | 1.09% |
You are not choosing between two funds in isolation.
Whichever of RSPA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSPA or VTI?
RSPA has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, RSPA or VTI?
Over the past year RSPA returned +14.62% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RSPA annualized +12.16% vs +16.98% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSPA or VTI?
VTI has been the more volatile fund at 12.5% annualized versus 8.8% for RSPA. Worst drawdown: RSPA -15.4% vs VTI -19.3%.
Should I hold both RSPA and VTI?
RSPA and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSPA or VTI?
RSPA yields 8.95% while VTI yields 1.03%, so RSPA currently pays the higher dividend yield.
Is VTI better than RSPA?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.