RSPA vs SPY

RSPA vs SPY

Which is better, RSPA or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSPASPY
Expense Ratio0.29%0.09%Best
AUM$1.2B$804.7B
Dividend Yield8.95%0.98%
Holdings525505
YTD Return+10.48%+11.45%Best
1Y Return+14.52%+15.87%Best
3Y Return (annualized)-+20.93%
5Y Return (annualized)-+12.59%
Volatility (annualized)8.8%Best12.2%
Max Drawdown-15.4%Best-18.8%
$10,000 over 2.2 years$12,814$14,001Best
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJul 17, 2024Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 17, 2024 to Sep 15, 2026 (2.2 years).

RSPA vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

RSPA vs SPY Performance

Invesco S&P 500 Equal Weight Income Advantage ETF (RSPA) is an ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year RSPA returned +14.52% while SPY returned +15.87%. Year to date, RSPA is up 10.48% versus a gain of 11.45% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 8.8% for RSPA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.4% for RSPA and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPA charges 0.29% per year while SPY charges 0.09%. On a $10,000 position that is $29 vs $9 annually, a gap of $20 per year that compounds over a long holding period. On income, RSPA currently yields 8.95% against 0.98% for SPY.

Holdings Overlap

SPY already in RSPA93.3%

At least 93.3% of SPY's money is in holdings RSPA also owns.

Stated as a floor: for RSPA, our book for it covers 90.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of SPY is already inside RSPA. Owning both mostly buys the same companies twice.

471 positions in common, counted across the 477 positions we hold weights for in RSPA and 504 in SPY, against full books of 525 and 505.

Top Shared Holdings

StockWeight in RSPAWeight in SPYDifference
NVDANvidia Corp0.15%8.01%7.86%
AAPLApple, Inc0.15%7.26%7.11%
MSFTMicrosoft Corp0.18%5.66%5.48%
AMZNAmazon.Com Inc0.15%3.79%3.64%
GOOGLAlphabet Inc,class A0.07%2.99%2.92%
AVGOBroadcom Inc0.14%2.66%2.52%
GOOGAlphabet Inc0.06%2.39%2.33%
METAMeta Platforms Inc0.14%1.93%1.79%
JPMJpmorgan Chase0.44%1.45%1.01%
TSLATesla Inc0.14%1.52%1.38%

93.3% of SPY is already inside RSPA.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RSPASPY

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Frequently Asked Questions

Which is cheaper, RSPA or SPY?

RSPA has an expense ratio of 0.29% while SPY charges 0.09%. SPY is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, RSPA or SPY?

Over the past year RSPA returned +14.52% vs +15.87% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), RSPA annualized +11.93% vs +16.53% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSPA or SPY?

SPY has been the more volatile fund at 12.2% annualized versus 8.8% for RSPA. Worst drawdown: RSPA -15.4% vs SPY -18.8%.

Should I hold both RSPA and SPY?

RSPA and SPY have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RSPA and SPY?

At least 93.3% of SPY's money is in holdings RSPA also owns. Our book for RSPA is partial, so the real figure is this or higher. They hold 471 positions in common, counted across the 477 positions we hold weights for in RSPA and 504 in SPY.

Which pays a higher dividend, RSPA or SPY?

RSPA yields 8.95% while SPY yields 0.98%, so RSPA currently pays the higher dividend yield.

Is SPY better than RSPA?

SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.