RSPE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RSPE offers more diversification with 185 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: RSPE

Side-by-Side Comparison

MetricRSPESCHDWinner
Expense Ratio0.20%0.06%
AUM$68M$103.7B
Dividend Yield1.46%3.31%
Holdings188104
YTD Return+17.55%+25.58%
1Y Return+27.40%+31.06%
3Y Return (annualized)+16.50%+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)16.5%13.6%
Max Drawdown-22.9%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionNov 17, 2021Oct 20, 2011

RSPE vs SCHD Performance

Invesco ESG S&P 500 Equal Weight ETF (RSPE) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSPE returned +27.40% while SCHD returned +31.06%. Year to date, RSPE is up 17.55% versus a gain of 25.58% for SCHD.

Over three years, RSPE compounded at +16.50% per year against +15.55% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.46% annualized vs +9.22%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPE has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.9% for RSPE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPE charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, RSPE currently yields 1.46% against 3.31% for SCHD.

Holdings Overlap

8.3%overlap

RSPE and SCHD share 16 holdings out of 269 unique holdings combined, representing a 8.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSPEWeight in SCHDDifference
ABT0.55%4.49%3.94%
MRK0.58%4.32%3.74%
HD0.58%4.16%3.58%
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Frequently Asked Questions

Which is cheaper, RSPE or SCHD?

RSPE has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, RSPE or SCHD?

Over the past year RSPE returned +27.40% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), RSPE annualized +9.22% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, RSPE or SCHD?

RSPE has been the more volatile fund at 16.5% annualized versus 13.6% for SCHD. Worst drawdown: RSPE -22.9% vs SCHD -33.4%.

Should I hold both RSPE and SCHD?

RSPE and SCHD have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSPE and SCHD?

RSPE and SCHD share 16 common holdings with a 8.3% weight overlap. Combined, they hold 269 unique securities.

Which pays a higher dividend, RSPE or SCHD?

RSPE yields 1.46% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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