RSPF vs VOO

RSPF vs VOO

Which is better, RSPF or VOO?

Large Cap Value against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. RSPF is less concentrated, with 15.0% of the fund in its ten largest positions against 36.4%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: RSPF

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSPFVOO
Expense Ratio0.40%0.03%Best
AUM$307M$997.4B
Dividend Yield1.49%1.04%
Holdings78509
YTD Return+6.60%+12.23%Best
1Y Return+8.43%+18.60%Best
3Y Return (annualized)+18.55%+20.98%Best
5Y Return (annualized)+8.00%+12.76%Best
Volatility (annualized)20.3%14.1%Best
Max Drawdown-45.3%-34.3%Best
$10,000 over 5 years$14,693$18,230Best
Top 10 Weight15.0%Best36.4%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionNov 1, 2006Sep 7, 2010

Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 9, 2026 (16 years).

RSPF vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.

RSPF vs VOO Performance

Invesco S&P 500 Equal Weight Financials ETF (RSPF) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year RSPF returned +8.43% while VOO returned +18.60%. Year to date, RSPF is up 6.60% versus a gain of 12.23% for VOO.

Over three years, RSPF compounded at +18.55% per year against +20.98% for VOO; over five years the annualized figures are +8.00% and +12.76% respectively. Across the full 16-year window we track, VOO has the edge at +13.40% annualized vs +8.57%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPF has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -45.3% for RSPF and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPF charges 0.40% per year while VOO charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, RSPF currently yields 1.49% against 1.04% for VOO.

Holdings Overlap

RSPF already in VOO97.3%
VOO already in RSPF11.4%

97.3% of RSPF's money is in holdings VOO also owns. 11.4% of VOO's money is in holdings RSPF also owns.

Most of RSPF is already inside VOO. Owning both mostly buys the same companies twice.

74 positions in common, counted across the 77 positions we hold weights for in RSPF and 505 in VOO, against full books of 78 and 509.

What only one of them owns

Our book lists 422 positions for VOO that do not appear in our book for RSPF (88.0% of the fund), and 2 for RSPF that do not appear in VOO (1.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in RSPFWeight in VOODifference
BRK.BBerkshire Hathaway B1.26%1.42%0.16%
JPMJpmorgan Chase & Co.1.36%1.26%0.10%
VVisa Inc1.35%0.87%0.48%
MAMastercard Inc1.38%0.64%0.74%
BACBank Of America Corp.1.36%0.58%0.78%
PYPLPaypal Holdings Inc1.70%0.05%1.65%
GPNGlobal Payments Inc.1.67%0.02%1.65%
GSGoldman Sachs Group Inc.1.24%0.44%0.80%
WFCWells Fargo & Co.1.27%0.39%0.88%
COFCapital One Financial Corp.1.47%0.19%1.28%

97.3% of RSPF is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RSPFVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RSPF or VOO?

RSPF has an expense ratio of 0.40% while VOO charges 0.03%. VOO is the cheaper option, by $37 a year on a $10,000 investment.

Which performed better, RSPF or VOO?

Over the past year RSPF returned +8.43% vs +18.60% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), RSPF annualized +8.57% vs +13.40% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSPF or VOO?

RSPF has been the more volatile fund at 20.3% annualized versus 14.1% for VOO. Worst drawdown: RSPF -45.3% vs VOO -34.3%.

Should I hold both RSPF and VOO?

RSPF and VOO have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RSPF and VOO?

97.3% of RSPF's money is in holdings VOO also owns. 11.4% of VOO's is in holdings RSPF also owns. They hold 74 positions in common, counted across the 77 positions we hold weights for in RSPF and 505 in VOO.

Which pays a higher dividend, RSPF or VOO?

RSPF yields 1.49% while VOO yields 1.04%, so RSPF currently pays the higher dividend yield.

Is VOO better than RSPF?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. RSPF is less concentrated, with 15.0% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.