SCHD vs SELV
Schwab US Dividend Equity ETF vs SEI QiM US Large Cap Low Volatility Active ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SELV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.15% | |
| AUM | $103.7B | $255M | |
| Dividend Yield | 3.31% | 1.34% | |
| Holdings | 104 | 79 | |
| YTD Return | +24.26% | +8.22% | |
| 1Y Return | +31.38% | +13.49% | |
| 3Y Return (annualized) | +15.08% | +12.76% | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 11.9% | |
| Max Drawdown | -33.4% | -13.7% | |
| Fund Family | Charles Schwab Asset Management | SEI EXCHANGE TRADED FUNDS | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | May 18, 2022 |
SCHD vs SELV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and SEI QiM US Large Cap Low Volatility Active ETF (SELV) is a ETF from SEI EXCHANGE TRADED FUNDS. Over the past year SCHD returned +31.38% while SELV returned +13.49%. Year to date, SCHD is up 24.26% versus a gain of 8.22% for SELV.
Over three years, SCHD compounded at +15.08% per year against +12.76% for SELV. Across the full 4-year window we track, SCHD has the edge at +11.39% annualized vs +10.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.9% for SELV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.7% for SELV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SELV charges 0.15%. On a $10,000 position that is $6 vs $15 annually, a gap of $9 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.34% for SELV.
Holdings Overlap
SCHD and SELV share 10 holdings out of 168 unique holdings combined, representing a 15.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SELV?
SCHD has an expense ratio of 0.06% while SELV charges 0.15%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, SCHD or SELV?
Over the past year SCHD returned +31.38% vs +13.49% for SELV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.39% vs +10.09% for SELV. Past performance does not guarantee future results.
Which is riskier, SCHD or SELV?
SCHD has been the more volatile fund at 13.6% annualized versus 11.9% for SELV. Worst drawdown: SCHD -33.4% vs SELV -13.7%.
Should I hold both SCHD and SELV?
SCHD and SELV have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SELV?
SCHD and SELV share 10 common holdings with a 15.8% weight overlap. Combined, they hold 168 unique securities.
Which pays a higher dividend, SCHD or SELV?
SCHD yields 3.31% while SELV yields 1.34%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.