SELV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSELVVTIWinner
Expense Ratio0.15%0.03%
AUM$255M$663.5B
Dividend Yield1.34%1.07%
Holdings793,543
YTD Return+7.93%+14.22%
1Y Return+11.89%+22.19%
3Y Return (annualized)+12.58%+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)11.9%15.3%
Max Drawdown-13.7%-56.6%
Fund FamilySEI EXCHANGE TRADED FUNDSVanguard (US)
CategoryEquityEquity
InceptionMay 18, 2022May 24, 2001

SELV vs VTI Performance

SEI QiM US Large Cap Low Volatility Active ETF (SELV) is a ETF from SEI EXCHANGE TRADED FUNDS and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SELV returned +11.89% while VTI returned +22.19%. Year to date, SELV is up 7.93% versus a gain of 14.22% for VTI.

Over three years, SELV compounded at +12.58% per year against +21.27% for VTI. Across the full 4-year window we track, SELV has the edge at +9.98% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.9% for SELV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.7% for SELV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SELV charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, SELV currently yields 1.34% against 1.07% for VTI.

Holdings Overlap

18.0%overlap

SELV and VTI share 74 holdings out of 2787 unique holdings combined, representing a 18.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SELVWeight in VTIDifference
AAPL3.13%5.84%2.71%
MSFT2.09%3.81%1.72%
GOOG2.45%2.27%0.18%
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Frequently Asked Questions

Which is cheaper, SELV or VTI?

SELV has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, SELV or VTI?

Over the past year SELV returned +11.89% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SELV annualized +9.98% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, SELV or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 11.9% for SELV. Worst drawdown: SELV -13.7% vs VTI -56.6%.

Should I hold both SELV and VTI?

SELV and VTI have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SELV and VTI?

SELV and VTI share 74 common holdings with a 18.0% weight overlap. Combined, they hold 2787 unique securities.

Which pays a higher dividend, SELV or VTI?

SELV yields 1.34% while VTI yields 1.07%, so SELV currently pays the higher dividend yield.

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