SELV vs VTI

SELV vs VTI

Which is better, SELV or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. SELV is less concentrated, with 26.7% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: SELV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSELVVTI
Expense Ratio0.15%0.03%Best
AUM$263M$666.9B
Dividend Yield1.24%1.03%
Holdings793,543
YTD Return+7.38%+12.30%Best
1Y Return+10.19%+16.08%Best
3Y Return (annualized)+12.61%+21.01%Best
5Y Return (annualized)-+12.36%
Volatility (annualized)11.9%Best15.5%
Max Drawdown-13.7%Best-19.3%
$10,000 over 4.3 years$14,837$20,205Best
Top 10 Weight26.7%Best33.3%
Fund FamilySEI EXCHANGE TRADED FUNDSVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 18, 2022May 24, 2001

Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 18, 2022 to Sep 18, 2026 (4.3 years).

SELV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.

SELV vs VTI Performance

SEI QiM US Large Cap Low Volatility Active ETF (SELV) is an ETF from SEI EXCHANGE TRADED FUNDS and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SELV returned +10.19% while VTI returned +16.08%. Year to date, SELV is up 7.38% versus a gain of 12.30% for VTI.

Over three years, SELV compounded at +12.61% per year against +21.01% for VTI. Across the full 4-year window we track, VTI has the edge at +17.77% annualized vs +9.61%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 11.9% for SELV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.7% for SELV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SELV charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, SELV currently yields 1.24% against 1.03% for VTI.

Holdings Overlap

SELV already in VTI99.0%
VTI already in SELV27.3%

99.0% of SELV's money is in holdings VTI also owns. 27.3% of VTI's money is in holdings SELV also owns.

Most of SELV is already inside VTI. Owning both mostly buys the same companies twice.

74 positions in common, counted across the 76 positions we hold weights for in SELV and 3,463 in VTI, against full books of 79 and 3,543.

What only one of them owns

Our book lists 1,077 positions for VTI that do not appear in our book for SELV (70.1% of the fund), and 1 for SELV that do not appear in VTI (0.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SELVWeight in VTIDifference
AAPLApple, Inc2.85%6.29%3.44%
MSFTMicrosoft Corp2.64%4.79%2.15%
GOOGAlphabet Inc2.42%2.31%0.11%
JNJJohnson & Johnson - Common2.94%0.86%2.08%
CSCOCisco Systems Inc. - Ordinary Shares2.59%0.57%2.02%
VVisa Inc Class A2.32%0.83%1.49%
MRKMerck & Company Inc2.64%0.45%2.19%
WMTWalmart, Inc.2.34%0.68%1.66%
CAHCardinal Health Inc.2.88%0.07%2.81%
GOOGLAlphabet Inc,class A0.02%2.90%2.88%

99.0% of SELV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SELVVTI

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Frequently Asked Questions

Which is cheaper, SELV or VTI?

SELV has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, SELV or VTI?

Over the past year SELV returned +10.19% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SELV annualized +9.61% vs +17.77% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SELV or VTI?

VTI has been the more volatile fund at 15.5% annualized versus 11.9% for SELV. Worst drawdown: SELV -13.7% vs VTI -19.3%.

Should I hold both SELV and VTI?

SELV and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SELV and VTI?

99.0% of SELV's money is in holdings VTI also owns. 27.3% of VTI's is in holdings SELV also owns. They hold 74 positions in common, counted across the 76 positions we hold weights for in SELV and 3,463 in VTI.

Which pays a higher dividend, SELV or VTI?

SELV yields 1.24% while VTI yields 1.03%, so SELV currently pays the higher dividend yield.

Is VTI better than SELV?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. SELV is less concentrated, with 26.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.