SCHD vs SNPE
Schwab US Dividend Equity ETF vs Xtrackers S&P 500 Scored & Screened ETF
Which is better, SCHD or SNPE?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, SNPE over 3Y, 5Y and the full window. SNPE is less concentrated, with 40.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SNPE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.10% |
| AUM | $112.1B | $2.9B |
| Dividend Yield | 3.00% | 0.92% |
| Holdings | 103 | 333 |
| YTD Return | +24.23%Best | +11.77% |
| 1Y Return | +27.90%Best | +19.22% |
| 3Y Return (annualized) | +15.55% | +20.90%Best |
| 5Y Return (annualized) | +9.97% | +13.65%Best |
| Volatility (annualized) | 16.2%Best | 16.6% |
| Max Drawdown | -33.4%Best | -33.8% |
| $10,000 over 5 years | $16,083 | $18,960Best |
| Top 10 Weight | 41.8% | 40.9%Best |
| Fund Family | Charles Schwab Asset Management | Xtrackers ETFs |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Jun 25, 2019 |
Volatility and max drawdown are measured over the window both funds cover: Jun 26, 2019 to Sep 17, 2026 (7.2 years).
SCHD vs SNPE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.2 years both funds cover.
SCHD vs SNPE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Xtrackers S&P 500 Scored & Screened ETF (SNPE) is an ETF from Xtrackers ETFs. Over the past year SCHD returned +27.90% while SNPE returned +19.22%. Year to date, SCHD is up 24.23% versus a gain of 11.77% for SNPE.
Over three years, SCHD compounded at +15.55% per year against +20.90% for SNPE; over five years the annualized figures are +9.97% and +13.65% respectively. Across the full 7-year window we track, SNPE has the edge at +16.36% annualized vs +12.47%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SNPE has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 16.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.8% for SNPE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SNPE charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.92% for SNPE.
Holdings Overlap
65.3% of SCHD's money is in holdings SNPE also owns. 9.0% of SNPE's money is in holdings SCHD also owns.
The two portfolios partly overlap.
32 positions in common, counted across the 100 positions we hold weights for in SCHD and 326 in SNPE, against full books of 103 and 333.
What only one of them owns
Our book lists 288 positions for SNPE that do not appear in our book for SCHD (90.1% of the fund), and 67 for SCHD that do not appear in SNPE (34.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SNPE | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.77% | 0.92% | 3.85% |
| AMGNAmgen Inc. | 4.70% | 0.58% | 4.12% |
| ABTAbbott Laboratories | 4.69% | 0.47% | 4.22% |
| KOCoca Cola Co. | 4.17% | 0.84% | 3.33% |
| UNHUnitedhealth Group Incorporated | 3.82% | 0.89% | 2.93% |
| HDHome Depot Inc/The | 3.88% | 0.78% | 3.10% |
| COPConocophillips Common Stock USD 0.01 | 3.94% | 0.41% | 3.53% |
| PEPPepsico Inc. | 3.64% | 0.47% | 3.17% |
| TXNTexas Instrument Inc | 3.13% | 0.57% | 2.56% |
| BMYBristol-Myers Squibb Co. | 3.33% | 0.34% | 2.99% |
65.3% of SCHD is already inside SNPE.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SNPE?
SCHD has an expense ratio of 0.06% while SNPE charges 0.10%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, SCHD or SNPE?
Over the past year SCHD returned +27.90% vs +19.22% for SNPE, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +12.47% vs +16.36% for SNPE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SNPE?
SNPE has been the more volatile fund at 16.6% annualized versus 16.2% for SCHD. Worst drawdown: SCHD -33.4% vs SNPE -33.8%.
Should I hold both SCHD and SNPE?
SCHD and SNPE have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SNPE?
65.3% of SCHD's money is in holdings SNPE also owns. 9.0% of SNPE's is in holdings SCHD also owns. They hold 32 positions in common, counted across the 100 positions we hold weights for in SCHD and 326 in SNPE.
Which pays a higher dividend, SCHD or SNPE?
SCHD yields 3.00% while SNPE yields 0.92%, so SCHD currently pays the higher dividend yield.
Is SNPE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SNPE over 3Y, 5Y and the full window. SNPE is less concentrated, with 40.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.