SCHD vs SNPE
Schwab US Dividend Equity ETF vs Xtrackers S&P 500 Scored & Screened ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SNPE offers more diversification with 334 holdings.
Side-by-Side Comparison
| Metric | SCHD | SNPE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.10% | |
| AUM | $108.7B | $3.0B | |
| Dividend Yield | 3.13% | 0.96% | |
| Holdings | 104 | 334 | |
| YTD Return | +27.67% | +14.57% | |
| 1Y Return | +29.56% | +23.95% | |
| 3Y Return (annualized) | +16.53% | +22.19% | |
| 5Y Return (annualized) | +9.95% | +13.88% | |
| Volatility (annualized) | 13.6% | 16.6% | |
| Max Drawdown | -33.4% | -33.8% | |
| Fund Family | Charles Schwab Asset Management | Xtrackers ETFs | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 25, 2019 |
SCHD vs SNPE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Xtrackers S&P 500 Scored & Screened ETF (SNPE) is a ETF from Xtrackers ETFs. Over the past year SCHD returned +29.56% while SNPE returned +23.95%. Year to date, SCHD is up 27.67% versus a gain of 14.57% for SNPE.
Over three years, SCHD compounded at +16.53% per year against +22.19% for SNPE; over five years the annualized figures are +9.95% and +13.88% respectively. Across the full 7-year window we track, SNPE has the edge at +16.91% annualized vs +11.55%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SNPE has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.8% for SNPE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SNPE charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.96% for SNPE.
Holdings Overlap
SCHD and SNPE share 32 holdings out of 397 unique holdings combined, representing a 9.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SNPE?
SCHD has an expense ratio of 0.06% while SNPE charges 0.10%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, SCHD or SNPE?
Over the past year SCHD returned +29.56% vs +23.95% for SNPE, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.55% vs +16.91% for SNPE. Past performance does not guarantee future results.
Which is riskier, SCHD or SNPE?
SNPE has been the more volatile fund at 16.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SNPE -33.8%.
Should I hold both SCHD and SNPE?
SCHD and SNPE have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SNPE?
SCHD and SNPE share 32 common holdings with a 9.0% weight overlap. Combined, they hold 397 unique securities.
Which pays a higher dividend, SCHD or SNPE?
SCHD yields 3.13% while SNPE yields 0.96%, so SCHD currently pays the higher dividend yield.
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