SNPE vs VTI

SNPE vs VTI

Which is better, SNPE or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. SNPE led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.9%.

Lower Fees: VTIHigher Returns: SNPELess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSNPEVTI
Expense Ratio0.10%0.03%Best
AUM$2.9B$666.9B
Dividend Yield0.92%1.03%
Holdings3333,543
YTD Return+11.77%+12.28%Best
1Y Return+19.22%Best+16.78%
3Y Return (annualized)+20.90%Best+20.89%
5Y Return (annualized)+13.65%Best+11.94%
Volatility (annualized)16.6%Best16.8%
Max Drawdown-33.8%Best-35.0%
$10,000 over 5 years$18,960Best$17,576
Top 10 Weight40.9%33.3%Best
Fund FamilyXtrackers ETFsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 25, 2019May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Jun 26, 2019 to Sep 17, 2026 (7.2 years).

SNPE vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.2 years both funds cover.

SNPE vs VTI Performance

Xtrackers S&P 500 Scored & Screened ETF (SNPE) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SNPE returned +19.22% while VTI returned +16.78%. Year to date, SNPE is up 11.77% versus a gain of 12.28% for VTI.

Over three years, SNPE compounded at +20.90% per year against +20.89% for VTI; over five years the annualized figures are +13.65% and +11.94% respectively. Across the full 7-year window we track, SNPE has the edge at +16.36% annualized vs +14.93%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 16.6% for SNPE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.8% for SNPE and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SNPE charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, SNPE currently yields 0.92% against 1.03% for VTI.

Holdings Overlap

SNPE already in VTI99.1%
VTI already in SNPE54.0%

99.1% of SNPE's money is in holdings VTI also owns. 54.0% of VTI's money is in holdings SNPE also owns.

Most of SNPE is already inside VTI. Owning both mostly buys the same companies twice.

321 positions in common, counted across the 326 positions we hold weights for in SNPE and 3,463 in VTI, against full books of 333 and 3,543.

What only one of them owns

Our book lists 834 positions for VTI that do not appear in our book for SNPE (43.7% of the fund), and 2 for SNPE that do not appear in VTI (0.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SNPEWeight in VTIDifference
NVDANvidia Corp13.30%6.40%6.90%
MSFTMicrosoft Corp9.03%4.79%4.24%
GOOGLAlphabet Inc,class A4.84%2.90%1.94%
GOOGAlphabet Inc3.86%2.31%1.55%
MUMicron Technology, Inc.2.64%1.29%1.35%
LLYEli Lilly & Co.2.25%1.35%0.90%
VVisa Inc Class A1.54%0.83%0.71%
WMTWalmart, Inc.1.14%0.68%0.46%
MAMastercard Inc1.16%0.63%0.53%
ABBVAbbvie Inc.1.13%0.61%0.52%

99.1% of SNPE is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SNPEVTI

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Frequently Asked Questions

Which is cheaper, SNPE or VTI?

SNPE has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, SNPE or VTI?

Over the past year SNPE returned +19.22% vs +16.78% for VTI, so SNPE leads on 1-year performance. Over the longest common window we track (7 years), SNPE annualized +16.36% vs +14.93% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SNPE or VTI?

VTI has been the more volatile fund at 16.8% annualized versus 16.6% for SNPE. Worst drawdown: SNPE -33.8% vs VTI -35.0%.

Should I hold both SNPE and VTI?

SNPE and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between SNPE and VTI?

99.1% of SNPE's money is in holdings VTI also owns. 54.0% of VTI's is in holdings SNPE also owns. They hold 321 positions in common, counted across the 326 positions we hold weights for in SNPE and 3,463 in VTI.

Which pays a higher dividend, SNPE or VTI?

SNPE yields 0.92% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than SNPE?

VTI has a lower expense ratio. SNPE led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.