SCHD vs THMZ

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTHMZWinner
Expense Ratio0.06%0.50%
AUM$103.7B-
Dividend Yield3.31%0.23%
Holdings10466
YTD Return+25.62%+7.48%
1Y Return+32.62%+15.49%
3Y Return (annualized)+15.58%-
5Y Return (annualized)+9.63%-
Volatility (annualized)13.6%14.6%
Max Drawdown-33.4%-16.0%
Fund FamilyCharles Schwab Asset ManagementLazard Asset Management
CategoryEquityEquity
InceptionOct 20, 2011Apr 4, 2025

SCHD vs THMZ Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Lazard Equity Megatrends ETF (THMZ) is a ETF from Lazard Asset Management. Over the past year SCHD returned +32.62% while THMZ returned +15.49%. Year to date, SCHD is up 25.62% versus a gain of 7.48% for THMZ.

Risk: Volatility and Drawdowns

THMZ has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -16.0% for THMZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while THMZ charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.23% for THMZ.

Holdings Overlap

1.8%overlap

SCHD and THMZ share 1 holdings out of 159 unique holdings combined, representing a 1.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in THMZDifference
QCOM2.72%1.78%0.94%

Frequently Asked Questions

Which is cheaper, SCHD or THMZ?

SCHD has an expense ratio of 0.06% while THMZ charges 0.50%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, SCHD or THMZ?

Over the past year SCHD returned +32.62% vs +15.49% for THMZ, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.47% vs +29.77% for THMZ. Past performance does not guarantee future results.

Which is riskier, SCHD or THMZ?

THMZ has been the more volatile fund at 14.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs THMZ -16.0%.

Should I hold both SCHD and THMZ?

SCHD and THMZ have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and THMZ?

SCHD and THMZ share 1 common holdings with a 1.8% weight overlap. Combined, they hold 159 unique securities.

Which pays a higher dividend, SCHD or THMZ?

SCHD yields 3.31% while THMZ yields 0.23%, so SCHD currently pays the higher dividend yield.

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