SCHD vs URSP

SCHD vs URSP

Which is better, SCHD or URSP?

Large Cap Value against Multi Alternative.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDURSP
Expense Ratio0.06%Best0.95%
AUM$112.1B$56M
Dividend Yield3.00%0.88%
Holdings103507
YTD Return+25.07%Best+20.01%
1Y Return+27.61%Best+22.03%
3Y Return (annualized)+15.74%-
5Y Return (annualized)+9.89%-
Volatility (annualized)13.2%Best20.6%
Max Drawdown-4.6%Best-15.7%
$10,000 over 1 years$12,575Best$12,240
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
StyleLarge Cap ValueMulti Alternative
InceptionOct 20, 2011Aug 25, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Aug 27, 2025 to Sep 11, 2026 (1 years).

SCHD vs URSP growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.

SCHD vs URSP Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and ProShares Ultra S&P 500 Equal Weight (URSP) is an ETF from ProShares. Over the past year SCHD returned +27.61% while URSP returned +22.03%. Year to date, SCHD is up 25.07% versus a gain of 20.01% for URSP.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

URSP has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.6% for SCHD and -15.7% for URSP. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

SCHD charges 0.06% per year while URSP charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.88% for URSP.

Holdings Overlap

SCHD already in URSP91.2%

At least 91.2% of SCHD's money is in holdings URSP also owns.

Stated as a floor: for URSP, our book for it covers 28.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of SCHD is already inside URSP. Owning both mostly buys the same companies twice.

45 positions in common, counted across the 100 positions we hold weights for in SCHD and 499 in URSP, against full books of 103 and 507.

Top Shared Holdings

StockWeight in SCHDWeight in URSPDifference
MRKMerck & Co. Inc.4.77%0.06%4.71%
AMGNAmgen Inc.4.70%0.06%4.64%
ABTAbbott Laboratories4.69%0.06%4.63%
KOCoca Cola Co.4.17%0.06%4.11%
CVXChevron Corp.4.02%0.05%3.97%
VZVerizon Communications, Inc.3.97%0.05%3.92%
COPConocophillips Co3.94%0.05%3.89%
HDHome Depot Inc/The3.88%0.06%3.82%
PGProcter & Gamble Company3.83%0.05%3.78%
UNHUnitedhealth Group Inc.3.82%0.05%3.77%

91.2% of SCHD is already inside URSP.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SCHDURSP

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or URSP?

SCHD has an expense ratio of 0.06% while URSP charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.

Which performed better, SCHD or URSP?

Over the past year SCHD returned +27.61% vs +22.03% for URSP, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +25.75% vs +22.40% for URSP. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or URSP?

URSP has been the more volatile fund at 20.6% annualized versus 13.2% for SCHD. Worst drawdown: SCHD -4.6% vs URSP -15.7%.

Should I hold both SCHD and URSP?

SCHD and URSP have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SCHD and URSP?

At least 91.2% of SCHD's money is in holdings URSP also owns. Our book for URSP is partial, so the real figure is this or higher. They hold 45 positions in common, counted across the 100 positions we hold weights for in SCHD and 499 in URSP.

Which pays a higher dividend, SCHD or URSP?

SCHD yields 3.00% while URSP yields 0.88%, so SCHD currently pays the higher dividend yield.

Is URSP better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.