IVV vs URSP

IVV vs URSP
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Quick Verdict

IVV has a lower expense ratio. URSP delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: URSPMore Diversified: IVV

Side-by-Side Comparison

MetricIVVURSPWinner
Expense Ratio0.03%0.95%
AUM$907.0B$56M
Dividend Yield1.10%0.91%
Holdings508507
YTD Return+12.71%+28.23%
1Y Return+21.89%+31.86%
3Y Return (annualized)+22.08%-
5Y Return (annualized)+12.96%-
Volatility (annualized)15.1%20.7%
Max Drawdown-56.5%-15.7%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Aug 25, 2025

IVV vs URSP Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Ultra S&P 500 Equal Weight (URSP) is a ETF from ProShares. Over the past year IVV returned +21.89% while URSP returned +31.86%. Year to date, IVV is up 12.71% versus a gain of 28.23% for URSP.

Risk: Volatility and Drawdowns

URSP has been the more volatile fund, with annualized monthly volatility of 20.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -15.7% for URSP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while URSP charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.91% for URSP.

Holdings Overlap

24.0%overlap

IVV and URSP share 491 holdings out of 517 unique holdings combined, representing a 24.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in URSPDifference
NVDA7.76%0.06%7.70%
AAPL7.44%0.07%7.37%
MSFT4.57%0.06%4.51%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
MUProProPro
TSLAProProPro
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Frequently Asked Questions

Which is cheaper, IVV or URSP?

IVV has an expense ratio of 0.03% while URSP charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or URSP?

Over the past year IVV returned +21.89% vs +31.86% for URSP, so URSP leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, IVV or URSP?

URSP has been the more volatile fund at 20.7% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs URSP -15.7%.

Should I hold both IVV and URSP?

IVV and URSP have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and URSP?

IVV and URSP share 491 common holdings with a 24.0% weight overlap. Combined, they hold 517 unique securities.

Which pays a higher dividend, IVV or URSP?

IVV yields 1.10% while URSP yields 0.91%, so IVV currently pays the higher dividend yield.

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