SCHD vs VTHR
Schwab US Dividend Equity ETF vs Vanguard Russell 3000 ETF
Which is better, SCHD or VTHR?
Large Cap Value against Large Cap Blend.
SCHD led over 1Y, VTHR over 3Y, 5Y and the full window. VTHR is less concentrated, with 32.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VTHR |
|---|---|---|
| Expense Ratio | 0.06%Tie | 0.06%Tie |
| AUM | $108.9B | $4.8B |
| Dividend Yield | 3.00% | 1.00% |
| Holdings | 206 | 2,990 |
| YTD Return | +20.67%Best | +12.41% |
| 1Y Return | +22.79%Best | +14.92% |
| 3Y Return (annualized) | +15.93% | +22.40%Best |
| 5Y Return (annualized) | +9.26% | +12.35%Best |
| Volatility (annualized) | 13.7%Best | 14.3% |
| Max Drawdown | -33.4%Best | -34.6% |
| $10,000 over 5 years | $15,571 | $17,901Best |
| Top 10 Weight | 41.8% | 32.0%Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Sep 20, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Oct 1, 2026 (14.9 years).
SCHD vs VTHR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs VTHR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vanguard Russell 3000 ETF (VTHR) is an ETF from Vanguard (US). Over the past year SCHD returned +22.79% while VTHR returned +14.92%. Year to date, SCHD is up 20.67% versus a gain of 12.41% for VTHR.
Over three years, SCHD compounded at +15.93% per year against +22.40% for VTHR; over five years the annualized figures are +9.26% and +12.35% respectively. Across the full 15-year window we track, VTHR has the edge at +13.43% annualized vs +11.05%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTHR has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -34.6% for VTHR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VTHR charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, SCHD currently yields 3.00% against 1.00% for VTHR.
Holdings Overlap
99.5% of SCHD's money is in holdings VTHR also owns. 7.3% of VTHR's money is in holdings SCHD also owns.
Most of SCHD is already inside VTHR. Owning both mostly buys the same companies twice.
95 positions in common, counted across the 99 positions we hold weights for in SCHD and 2,952 in VTHR, against full books of 206 and 2,990.
What only one of them owns
Our book lists 1,092 positions for VTHR that do not appear in our book for SCHD (87.8% of the fund), and 4 for SCHD that do not appear in VTHR (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VTHR | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.77% | 0.45% | 4.32% |
| CVXChevron Corp | 4.29% | 0.50% | 3.79% |
| KOCoca Cola Co. | 4.26% | 0.47% | 3.79% |
| ABTAbbott Laboratories | 4.44% | 0.25% | 4.19% |
| AMGNAmgen Inc. | 4.24% | 0.29% | 3.95% |
| PGProcter & Gamble Company | 3.94% | 0.47% | 3.47% |
| COPConocophillips Common Stock USD 0.01 | 4.19% | 0.20% | 3.99% |
| VZVerizon Communications Inc Vz | 4.12% | 0.27% | 3.85% |
| UNHUnitedhealth Group Incorporated | 3.82% | 0.52% | 3.30% |
| HDHome Depot Inc/The | 3.75% | 0.46% | 3.29% |
99.5% of SCHD is already inside VTHR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VTHR?
SCHD has an expense ratio of 0.06% while VTHR charges 0.06%. At the precision these are quoted to, they cost the same.
Which performed better, SCHD or VTHR?
Over the past year SCHD returned +22.79% vs +14.92% for VTHR, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.05% vs +13.43% for VTHR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VTHR?
VTHR has been the more volatile fund at 14.3% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs VTHR -34.6%.
Should I hold both SCHD and VTHR?
SCHD and VTHR have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and VTHR?
99.5% of SCHD's money is in holdings VTHR also owns. 7.3% of VTHR's is in holdings SCHD also owns. They hold 95 positions in common, counted across the 99 positions we hold weights for in SCHD and 2,952 in VTHR.
Which pays a higher dividend, SCHD or VTHR?
SCHD yields 3.00% while VTHR yields 1.00%, so SCHD currently pays the higher dividend yield.
Is VTHR better than SCHD?
SCHD led over 1Y, VTHR over 3Y, 5Y and the full window. VTHR is less concentrated, with 32.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.