SCHD vs VTHR
Schwab US Dividend Equity ETF vs Vanguard Russell 3000 ETF
Quick Verdict
SCHD delivered stronger 1-year returns. VTHR offers more diversification with 2392 holdings.
Side-by-Side Comparison
| Metric | SCHD | VTHR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.06% | |
| AUM | $103.7B | $4.7B | |
| Dividend Yield | 3.31% | 1.23% | |
| Holdings | 104 | 2,929 | |
| YTD Return | +25.62% | +13.77% | |
| 1Y Return | +32.62% | +23.10% | |
| 3Y Return (annualized) | +15.58% | +21.02% | |
| 5Y Return (annualized) | +9.63% | +12.24% | |
| Volatility (annualized) | 13.6% | 14.5% | |
| Max Drawdown | -33.4% | -34.6% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 20, 2010 |
SCHD vs VTHR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vanguard Russell 3000 ETF (VTHR) is a ETF from Vanguard (US). Over the past year SCHD returned +32.62% while VTHR returned +23.10%. Year to date, SCHD is up 25.62% versus a gain of 13.77% for VTHR.
Over three years, SCHD compounded at +15.58% per year against +21.02% for VTHR; over five years the annualized figures are +9.63% and +12.24% respectively. Across the full 15-year window we track, VTHR has the edge at +13.17% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTHR has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -34.6% for VTHR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VTHR charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, SCHD currently yields 3.31% against 1.23% for VTHR.
Holdings Overlap
SCHD and VTHR share 86 holdings out of 2406 unique holdings combined, representing a 8.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VTHR?
SCHD has an expense ratio of 0.06% while VTHR charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, SCHD or VTHR?
Over the past year SCHD returned +32.62% vs +23.10% for VTHR, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.47% vs +13.17% for VTHR. Past performance does not guarantee future results.
Which is riskier, SCHD or VTHR?
VTHR has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VTHR -34.6%.
Should I hold both SCHD and VTHR?
SCHD and VTHR have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and VTHR?
SCHD and VTHR share 86 common holdings with a 8.0% weight overlap. Combined, they hold 2406 unique securities.
Which pays a higher dividend, SCHD or VTHR?
SCHD yields 3.31% while VTHR yields 1.23%, so SCHD currently pays the higher dividend yield.
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