VTHR vs VTI

VTHR vs VTI

Which is better, VTHR or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. VTHR led over 5Y and the full window, VTI over 1Y and 3Y. The two have moved almost in lockstep, correlation 1.00.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVTHRVTI
Expense Ratio0.06%0.03%Best
AUM$6.1B$666.9B
Dividend Yield1.00%1.03%
Holdings2,9903,543
YTD Return+12.56%+12.57%Best
1Y Return+17.03%+17.22%Best
3Y Return (annualized)+20.73%+20.87%Best
5Y Return (annualized)+11.91%Best+11.86%
Volatility (annualized)14.5%Tie14.5%Tie
Max Drawdown-34.6%Best-35.0%
$10,000 over 5 years$17,553Best$17,514
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionSep 20, 2010May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 22, 2010 to Sep 11, 2026 (16 years).

VTHR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.

VTHR vs VTI Performance

Vanguard Russell 3000 ETF (VTHR) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VTHR returned +17.03% while VTI returned +17.22%. Year to date, VTHR is up 12.56% versus a gain of 12.57% for VTI.

Over three years, VTHR compounded at +20.73% per year against +20.87% for VTI; over five years the annualized figures are +11.91% and +11.86% respectively. Across the full 16-year window we track, VTHR has the edge at +13.02% annualized vs +12.95%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTHR and VTI have been equally volatile, both at 14.5% annualized.

The deepest peak-to-trough decline in our data was -34.6% for VTHR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTHR charges 0.06% per year while VTI charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, VTHR currently yields 1.00% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 2,965 holdings in VTHR and 2,787 in VTI, totalling 94.1% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 2,271 positions appear in both.

2,271 positions in common, counted across the 2,965 positions we hold weights for in VTHR and 2,787 in VTI, against full books of 2,990 and 3,543.

Top Shared Holdings

StockWeight in VTHRWeight in VTIDifference
NVDANvidia Corp.6.44%6.32%0.12%
AAPLApple, Inc5.77%5.84%0.07%
MSFTMicrosoft Corp 4.100 Feb 06 373.82%3.81%0.01%
AMZNAmazon.Com Inc3.19%3.17%0.02%
GOOGAlphabet Inc2.87%2.27%0.60%
AVGOBroadcom Inc2.42%2.46%0.04%
MUMicron Technology, Inc.1.79%1.79%0.00%
TSLATesla Inc1.69%1.63%0.06%
LLYEli Lilly & Co.1.32%1.40%0.08%
AMDAdvanced Micro Devices Inc.1.30%1.30%0.00%

You are not choosing between two funds in isolation.

Whichever of VTHR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VTHRVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VTHR or VTI?

VTHR has an expense ratio of 0.06% while VTI charges 0.03%. VTI is the cheaper option, by $3 a year on a $10,000 investment.

Which performed better, VTHR or VTI?

Over the past year VTHR returned +17.03% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), VTHR annualized +13.02% vs +12.95% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VTHR or VTI?

VTHR and VTI have been equally volatile, both at 14.5% annualized. Worst drawdown: VTHR -34.6% vs VTI -35.0%.

Should I hold both VTHR and VTI?

VTHR and VTI have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, VTHR or VTI?

VTHR yields 1.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than VTHR?

VTI has a lower expense ratio. VTHR led over 5Y and the full window, VTI over 1Y and 3Y. The two have moved almost in lockstep, correlation 1.00. Which one suits a particular account depends on what it is for. This is information, not a recommendation.