VTHR vs VTI
Vanguard Russell 3000 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VTHR or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTHR led over 5Y and the full window, VTI over 1Y and 3Y. The two have moved almost in lockstep, correlation 1.00. VTHR is less concentrated, with 32.0% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTHR | VTI |
|---|---|---|
| Expense Ratio | 0.06% | 0.03%Best |
| AUM | $4.8B | $690.1B |
| Dividend Yield | 1.00% | 1.03% |
| Holdings | 2,990 | 3,524 |
| YTD Return | +13.33% | +13.35%Best |
| 1Y Return | +15.81% | +15.92%Best |
| 3Y Return (annualized) | +23.26% | +23.41%Best |
| 5Y Return (annualized) | +12.86%Best | +12.83% |
| Volatility (annualized) | 14.5%Tie | 14.5%Tie |
| Max Drawdown | -34.6%Best | -35.0% |
| $10,000 over 5 years | $18,311Best | $18,286 |
| Top 10 Weight | 32.0%Best | 33.3% |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 20, 2010 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 22, 2010 to Oct 2, 2026 (16 years).
VTHR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
VTHR vs VTI Performance
Vanguard Russell 3000 ETF (VTHR) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VTHR returned +15.81% while VTI returned +15.92%. Year to date, VTHR is up 13.33% versus a gain of 13.35% for VTI.
Over three years, VTHR compounded at +23.26% per year against +23.41% for VTI; over five years the annualized figures are +12.86% and +12.83% respectively. Across the full 16-year window we track, VTHR has the edge at +13.02% annualized vs +12.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTHR and VTI have been equally volatile, both at 14.5% annualized.
The deepest peak-to-trough decline in our data was -34.6% for VTHR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTHR charges 0.06% per year while VTI charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, VTHR currently yields 1.00% against 1.03% for VTI.
Holdings Overlap
95.1% of VTHR's money is in holdings VTI also owns. 94.6% of VTI's money is in holdings VTHR also owns.
Most of VTHR is already inside VTI. Owning both mostly buys the same companies twice.
2,779 positions in common, counted across the 2,952 positions we hold weights for in VTHR and 3,463 in VTI, against full books of 2,990 and 3,524.
What only one of them owns
Our book lists 12 positions for VTI that do not appear in our book for VTHR (3.4% of the fund), and 21 for VTHR that do not appear in VTI (0.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTHR | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.48% | 6.40% | 0.08% |
| AAPLApple, Inc | 6.18% | 6.29% | 0.11% |
| MSFTMicrosoft Corp | 4.78% | 4.79% | 0.01% |
| AMZNAmazon.Com Inc | 3.64% | 3.65% | 0.01% |
| GOOGAlphabet Inc. C | 2.88% | 2.31% | 0.57% |
| AVGOBroadcom Inc | 2.50% | 2.56% | 0.06% |
| METAMeta Platforms Inc | 1.69% | 1.70% | 0.01% |
| LLYEli Lilly & Co. | 1.27% | 1.35% | 0.08% |
| JPMJpmorgan Chase | 1.30% | 1.31% | 0.01% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 1.32% | 1.28% | 0.04% |
95.1% of VTHR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTHR or VTI?
VTHR has an expense ratio of 0.06% while VTI charges 0.03%. VTI is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, VTHR or VTI?
Over the past year VTHR returned +15.81% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), VTHR annualized +13.02% vs +12.95% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTHR or VTI?
VTHR and VTI have been equally volatile, both at 14.5% annualized. Worst drawdown: VTHR -34.6% vs VTI -35.0%.
Should I hold both VTHR and VTI?
VTHR and VTI have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTHR and VTI?
95.1% of VTHR's money is in holdings VTI also owns. 94.6% of VTI's is in holdings VTHR also owns. They hold 2,779 positions in common, counted across the 2,952 positions we hold weights for in VTHR and 3,463 in VTI.
Which pays a higher dividend, VTHR or VTI?
VTHR yields 1.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than VTHR?
VTI has a lower expense ratio. VTHR led over 5Y and the full window, VTI over 1Y and 3Y. The two have moved almost in lockstep, correlation 1.00. VTHR is less concentrated, with 32.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.