SCHD vs VUS

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDVUSWinner
Expense Ratio0.06%0.25%
AUM$103.7B$18M
Dividend Yield3.31%0.74%
Holdings10495
YTD Return+25.33%+20.76%
1Y Return+32.31%-
3Y Return (annualized)+15.40%-
5Y Return (annualized)+9.70%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-9.4%
Fund FamilyCharles Schwab Asset ManagementVirtus Investment Partners
CategoryEquityEquity
InceptionOct 20, 2011Dec 2, 2025

SCHD vs VUS Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Virtus US Dividend ETF (VUS) is a ETF from Virtus Investment Partners. Year to date, SCHD is up 25.33% versus a gain of 20.76% for VUS.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -9.4% for VUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while VUS charges 0.25%. On a $10,000 position that is $6 vs $25 annually, a gap of $19 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.74% for VUS.

Holdings Overlap

8.0%overlap

SCHD and VUS share 9 holdings out of 185 unique holdings combined, representing a 8.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in VUSDifference
AMGN4.25%1.27%2.98%
TXN3.70%1.19%2.51%
VZ3.68%0.92%2.76%
BMYProProPro
MOProProPro
UPSProProPro
TGTProProPro
EWBCProProPro
THFFProProPro
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Frequently Asked Questions

Which is cheaper, SCHD or VUS?

SCHD has an expense ratio of 0.06% while VUS charges 0.25%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

What is the holdings overlap between SCHD and VUS?

SCHD and VUS share 9 common holdings with a 8.0% weight overlap. Combined, they hold 185 unique securities.

Which pays a higher dividend, SCHD or VUS?

SCHD yields 3.31% while VUS yields 0.74%, so SCHD currently pays the higher dividend yield.

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