VTI vs VUS
Vanguard Total Stock Market ETF vs Virtus US Dividend ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | VUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $663.5B | $18M | |
| Dividend Yield | 1.07% | 0.74% | |
| Holdings | 3,543 | 95 | |
| YTD Return | +13.87% | +20.52% | |
| 1Y Return | +23.31% | - | |
| 3Y Return (annualized) | +21.17% | - | |
| 5Y Return (annualized) | +12.23% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.6% | -9.4% | |
| Fund Family | Vanguard (US) | Virtus Investment Partners | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Dec 2, 2025 |
VTI vs VUS Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Virtus US Dividend ETF (VUS) is a ETF from Virtus Investment Partners. Year to date, VTI is up 13.87% versus a gain of 20.52% for VUS.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -9.4% for VUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while VUS charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.74% for VUS.
Holdings Overlap
VTI and VUS share 73 holdings out of 2804 unique holdings combined, representing a 35.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or VUS?
VTI has an expense ratio of 0.03% while VUS charges 0.25%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
What is the holdings overlap between VTI and VUS?
VTI and VUS share 73 common holdings with a 35.1% weight overlap. Combined, they hold 2804 unique securities.
Which pays a higher dividend, VTI or VUS?
VTI yields 1.07% while VUS yields 0.74%, so VTI currently pays the higher dividend yield.
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