VTI vs VUS
Vanguard Morningstar Total Stock Market ETF vs Virtus US Dividend ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | VUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $666.9B | $18M | |
| Dividend Yield | 1.07% | 1.29% | |
| Holdings | 3,543 | 95 | |
| YTD Return | +12.23% | +19.57% | |
| 1Y Return | +20.11% | - | |
| 3Y Return (annualized) | +20.52% | - | |
| 5Y Return (annualized) | +11.49% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.6% | -9.4% | |
| Fund Family | Vanguard (US) | Virtus Investment Partners | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Dec 2, 2025 |
VTI vs VUS Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Virtus US Dividend ETF (VUS) is a ETF from Virtus Investment Partners. Year to date, VTI is up 12.23% versus a gain of 19.57% for VUS.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -9.4% for VUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while VUS charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.29% for VUS.
Holdings Overlap
VTI and VUS share 72 holdings out of 2809 unique holdings combined, representing a 37.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or VUS?
VTI has an expense ratio of 0.03% while VUS charges 0.25%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
What is the holdings overlap between VTI and VUS?
VTI and VUS share 72 common holdings with a 37.8% weight overlap. Combined, they hold 2809 unique securities.
Which pays a higher dividend, VTI or VUS?
VTI yields 1.07% while VUS yields 1.29%, so VUS currently pays the higher dividend yield.
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